5950 State Rte 10, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 5950 State Rte 10, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 2012
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$144,900 (Nov 2020)
Tax Bill	$4,702 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`434400 42.-2-19.1`

Property Details

APN / Parcel Number

Primary APN	`434400 42.-2-19.1`
Alternative APNs	`440004200000020190010000` `525J221003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	47,480 sqft (1.09 acres)
Lot Width	150 ft Width
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	525J221003
Street Address	5950 STATE ROUTE 10
City	COBLESKILL
State	NY
Zip	12043-6601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	2
Legal Lot Number	19.001
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SEWARD
Census Block Group	4
Census Block	4000
Census Tract	740400

Owner

Source: Schoharie County and Seward Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5950 STATE ROUTE 10, COBLESKILL, NY 12043-6601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage BROADVIEW FCU
Nov 12, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage STATE EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	May 25, 2006 · Amount on Record
Deed Document Number	2020781855
Deed Book / Page	1124 / 117
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	5950 STATE ROUTE 10, COBLESKILL, NY 12043-6601
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002143/260
Date	Feb 19, 2026
Book Page	2143/260
Instrument	831405

Lender

Name	BROADVIEW FCU

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Nov 12, 2020
Property Address	5950 STATE ROUTE 10, COBLESKILL, NY 12043-6601
Document Number	001124/117
Book / Page	1124 / 117
Instrument Date	Nov 4, 2020
Instrument	781855
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PINE RDG, HALFMOON, NY 12065

Mortgage

Document Number	0000781858
Date	Nov 12, 2020
Instrument	781858

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Seward Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,702.00 (+9.73%)
2025	$4,285.00 (+75.33%)	$83,600 (-) Land $10,000 Building $73,600	$203,902 (+21.95%) Land $24,390 Building $179,512
2023		$83,600 (-) Land $10,000 Building $73,600	$167,200 (+15%) Land $20,000 Building $147,200
2022		$83,600 Land $10,000 Building $73,600	$145,391 Land $17,391 Building $128,000
2021	$2,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rte 10

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