5950 Davis Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 5950 Davis Creek Rd, Murphy, NC 28906

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 1,632 sqft · built 1990
Lot Size21.9 acres (957,013 sqft)
OwnerIndividual Name on Record
Last Sale$800,000 (May 2021)
Tax Bill$2,598 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN459700026716000

Property Details

APN / Parcel Number

Primary APN459700026716000
Alternative APN
  • 54548

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,632 sqft Heated Area
Gross Area2,892 sqft
1st Floor Area1,232 sqft
Upper Floors Area400 sqft
Basement Area672 sqft
Finished Basement672 sqft
Unfinished Basement672 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2010
Exterior MaterialWood Shingle
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area957,013 sqft (21.9 acres)
Lot Dimensions1,689 ft deep x 1,355 ft wide
PorchSlab
Porch Area496 sqft
Deck Area92 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelElectric

Location & Zoning

Account Number54548
Street Address5950 DAVIS CREEK RD
CityMURPHY
StateNC
Zip28906-1070
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionTR 1 FR NETTLES 1470/306
Legal SubdivisionWATERS OF HANGING DOG CREEK
Legal Phase1285
Legal Tract1
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1020
Census Tract930300

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5950 DAVIS CREEK RD, MURPHY, NC 28906-1070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Deed Document Number20213133
Deed Book / Page1680 / 554
Prior Transfer DateJul 2, 2013
Prior Transfer Doc01470/0306
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMay 11, 2021
Property Address5950 DAVIS CREEK RD, MURPHY, NC 28906-1070
Document Number001680/554
Book / Page1680 / 554
Instrument DateMay 5, 2021
Instrument3133
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5950 DAVIS CREEK RD, 5950, MURPHY, NC 28906-1070

Transferred To (Grantee/Buyer)

NameVerified Name
Address5950 DAVIS CREEK RD, MURPHY, NC 28906-1070

Mortgage

Document Number0001680557
DateMay 11, 2021
Instrument1680/557
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,598.00$375,230 (-)$375,230 (-) Land $123,600 Building $251,630
2023$375,230$375,230 Land $123,600 Building $251,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 91% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Davis Creek Rd

Nearby Streets

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