5950 Co Rd 304, Bunnell, FL 32110 Property Records

Flagler County property record for 5950 Co Rd 304, Bunnell, FL 32110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,082 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Jun 2017)
Tax Bill	$3,769 (2025)
Deeds & Mortgages	Apr 2019 Construction Loan Jul 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-13-30-1650-01010-0020`

Property Details

APN / Parcel Number

Primary APN	`20-13-30-1650-01010-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,082 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5950 COUNTY ROAD 304
City	BUNNELL
State	FL
Zip	32110-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	5.00 AC LYING IN THE NE 1/2 DES AS POF NE CRNR SEC 20 THENCE SE 561.63' TO THE INTERSECTION OF NWLY ROW CR 304 THENCE S401508
Legal Range	30E
Legal Township	13S
Legal Section	20
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	4
Census Block	4084
Census Tract	60207

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5950 COUNTY ROAD 304, BUNNELL, FL 32110-5810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2019	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Jul 29, 2020	Loan Modification, Mortgage AMERIS BK
Jun 1, 2017	Warranty Deed, Transfer LAND TITLE/AMERICA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on File
Deed Sale	Jun 1, 2017 · Amount on File
Prior Sale	Oct 20, 2004 · Amount on File
Deed Document Number	2017019101
Deed Book / Page	2208 / 1140
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	5950 COUNTY ROAD 304, BUNNELL, FL 32110-5810
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023451857
Date	Apr 2, 2019
Book Page	2345/1857
Instrument	2019011504

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	6.62%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	11.6%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	5950 COUNTY ROAD 304, BUNNELL, FL 32110-5810
Document Number	0024630360
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5950 COUNTY ROAD 304 BUNNELL FL 321105810, BUNNELL, FL 32110-5810

Mortgage

Document Number	0024630360
Date	Jul 31, 2020
Book Page	002463/000360
Instrument	29373

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 1, 2017
Property Address	5950 COUNTY ROAD 304, BUNNELL, FL 32110-5810
Document Number	0022081140
Book / Page	002208 / 001140
Instrument Date	May 26, 2017
Instrument	19101
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount on Record
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 SEA BOARD CT PALM COAST FL 321645575, PALM COAST, FL 32164-5575

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,769.00 (-8.41%) Homeowner's exemption	$315,137 (+3.44%)	$413,186 (+9.92%) Land $125,000 Building $288,186
2023	$4,115.00 (+6.39%) Homeowner's exemption	$304,654 (+4.02%)	$375,895 (+3.36%) Land $87,500 Building $288,395
2022	$3,868.00 Homeowner's exemption	$292,881	$363,665 Land $87,500 Building $276,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Nov 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 62% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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