595 Winchester Rd, Warwick, MA 01378 Property Records

Franklin County and Warwick Town property record for 595 Winchester Rd, Warwick, MA 01378

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1991
Lot Size	4.61 acres (201,117 sqft)
Owner	Individual Name on Record
Last Sale	$336,000 (Sep 2022)
Tax Bill	$5,357 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2026 Transfer + 4 more
APN	`3124020000000210`

Property Details

APN / Parcel Number

Primary APN	`3124020000000210`
Alternative APNs	`WARW M:402.0 B:0000 L:0021.0` `3124020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	1,300 sqft
Basement Area	1,250 sqft
Unfinished Basement	1,250 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	201,117 sqft (4.61 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3124020000000210
Street Address	595 WINCHESTER RD
City	WARWICK
State	MA
Zip	01378-7834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PETER A GERRY
Legal Lot Number	21.0
Jurisdiction	WARWICK MA
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1006
Census Tract	40400

Owner

Source: Franklin County and Warwick Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	595 WINCHESTER RD, WARWICK, MA 01378-7834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 13, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN FIRST FEDERAL CREDIT UNION
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit FRANKLIN FIRST FEDERAL CREDIT UNION
Sep 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Jun 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	202211001
Deed Book / Page	8075 / 169
Last Transfer Date	Jan 2, 2026
Transfer Doc	0000007276
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK MA
Recording Date	Apr 6, 2026
Property Address	595 WINCHESTER RD, WARWICK, MA 01378-7834
Document Number	008622-254
Book / Page	8622 / 254
Instrument Date	Mar 31, 2026
Instrument	202639
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 WINCHESTER RD, WARWICK, MA 01378-7834

Mortgage

Document Number	0000000039,
Date	Apr 6, 2026
Book Page	8622/254
Instrument	202639

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK MA
Recording Date	Aug 13, 2026
Property Address	595 WINCHESTER RD, WARWICK, MA 01378-7834
Document Number	0000007276
Book / Page	8685 / 301
Instrument Date	Jan 2, 2026
Instrument	20267276
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 WINCHESTER RD, WARWICK, MA 01378-7834

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK MA
Property Address	595 WINCHESTER RD, WARWICK, MA 01378-7834
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007784-141
Date	Jun 11, 2021
Book Page	7784/141
Instrument	7205

Lender

Name	FRANKLIN FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK MA
Property Address	595 WINCHESTER RD, WARWICK, MA 01378-7834
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007745-247
Date	Apr 16, 2021
Book Page	7745/247
Instrument	4499

Lender

Name	FRANKLIN FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK MA
Recording Date	Sep 30, 2022
Property Address	595 WINCHESTER RD, WARWICK, MA 01378-7834
Document Number	008075-169
Book / Page	8075 / 169
Instrument Date	Sep 30, 2022
Instrument	11001
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	595 WINCHESTER RD, WARWICK, MA 01378-7834

Mortgage

Document Number	0000011002
Date	Sep 30, 2022
Instrument	11002

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK MA
Recording Date	Jun 19, 2019
Property Address	595 WINCHESTER RD, WARWICK, MA 01378-7834
Document Number	7377-90
Book / Page	007377 / 000090
Instrument Date	May 29, 2019
Instrument	5935
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	595 WINCHESTER RD WARWICK MA 013787834, WARWICK, MA 01378-7834

Tax Assessment & Valuation

Source: Franklin County and Warwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Warwick Town
Elementary School District	Warwick School District (PK - 06)
Secondary School District	Pioneer Valley School District in Warwick (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,357.00 (-6.4%)	$323,900 (+0.62%) Land $40,500 Building $283,400	$414,235 (+2.79%)
2025	$5,723.00 (+6.73%)	$321,900 (-0.65%) Land $31,600 Building $290,300
2024	$5,362.00 (+62.68%)	$324,000 (+97.68%) Land $31,600 Building $292,400	$402,990
2023	$3,296.00	$163,900 Land $31,600 Building $132,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1982)
Most Recent Claim	Feb 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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