Polk County property record for 595 Vineyard Rd, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 1984 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Jul 2016) |
| Tax Bill | $1,408 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jun 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P35-279 |
| Primary APN | P35-279 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,056 sqft Finished Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Account Number | 54196 |
|---|---|
| Street Address | 595 VINEYARD RD |
| City | TRYON |
| State | NC |
| Zip | 28782-2591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P35C, P35C P35C |
| Legal Subdivision | ANDREW MARK ROBERTS |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 920303 |
Source: Polk County records · APN P35-279
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 595 VINEYARD RD, TRYON, NC 28782-2591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jun 06, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jan 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Mar 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 06, 2016 · Amount on Record |
| Deed Sale | Jul 06, 2016 · Amount on Record |
| Prior Sale | Mar 12, 2015 · Amount on Record |
| Deed Document Number | 0000420759 |
| Deed Book / Page | 420 / 759 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 595 VINEYARD RD, TRYON, NC 28782-2591 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000429/650 |
|---|---|
| Date | Oct 06, 2017 |
| Book Page | 429/650 |
| Instrument | 004664960018 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 595 VINEYARD RD, TRYON, NC 28782-2591 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00000441/8 |
|---|---|
| Date | Jun 06, 2019 |
| Book Page | 441/8 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 595 VINEYARD RD, TRYON, NC 28782-2591 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000446/110 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 446/110 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 595 VINEYARD RD, TRYON, NC 28782-2591 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 00468/1343 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 468/1343 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,408.00 (+5.55%) | $248,498 (+28.76%) Land $37,500 Building $210,998 | $248,498 (+28.76%) Land $37,500 Building $210,998 |
| 2023 | $1,334.00 | $192,986 Land $30,000 Building $162,986 | |
| 2021 | $192,986 Land $30,000 Building $162,986 |
Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
May also be available: Uniti Group, Verizon.
Based on FCC filings for 64 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF TRYON serves 5,494 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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