595 Trail Dr, Rocky Mount, VA 24151 Property Records

Franklin County property record for 595 Trail Dr, Rocky Mount, VA 24151

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1972
Lot Size	0.505 acres (21,998 sqft)
Owner	Individual Name on Record
Last Sale	$128,700 (Feb 2021)
Tax Bill	$619 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201 00-074 00`

Property Details

APN / Parcel Number

Primary APN	`201 00-074 00`
Alternative APN	`32568`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,380 sqft
1st Floor Area	960 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,998 sqft (0.505 acres)
Terrain	Rolling
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	240 sqft
Deck Area	180 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	32568
Street Address	595 TRAIL DR
City	ROCKY MOUNT
State	VA
Zip	24151-6374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRAIL DRIVE LOT 4
Legal Subdivision	TRAIL DRIV
Legal Lot Number	4
Jurisdiction	FRANKLIN VA
Township / Civil Division	ROCKY MOUNT
Census Block Group	1
Census Block	1003
Census Tract	20801

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	595 TRAIL DR, ROCKY MOUNT, VA 24151-6374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	20211852
Deed Book / Page	1157 / 2409
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 25, 2021
Property Address	595 TRAIL DR, ROCKY MOUNT, VA 24151-6374
Document Number	0011572409
Book / Page	1157 / 2409
Instrument Date	Feb 17, 2021
Instrument	210001852
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	VIRGINIA TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	595 TRAIL DR, ROCKY MOUNT, VA 24151-6374

Mortgage

Document Number	0011572428
Date	Feb 25, 2021
Book Page	1157/2428
Instrument	210001853

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	595 TRAIL DR, ROCKY MOUNT, VA 24151-6374
Document Number	0011041813
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0011041813
Date	Feb 15, 2018
Book Page	001104/001813
Instrument	939

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Municipality	Rocky Mount Town
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$619.00 (+19.96%)	$144,100 (+70.13%) Land $30,000 Building $114,100	$144,100 (+70.13%) Land $30,000 Building $114,100
2023	$516.00	$84,700 (-) Land $25,000 Building $59,700	$84,700 (-) Land $25,000 Building $59,700
2022		$84,700 Land $25,000 Building $59,700	$84,700 Land $25,000 Building $59,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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