595 Sunup Dr, Bartow, FL 33830 Property Records

Polk County property record for 595 Sunup Dr, Bartow, FL 33830

Property Summary

Property TypeResidential Vacant Land
Details1,064 sqft · built 1990
Lot Size3.77 acres (164,326 sqft)
OwnerIndividual Name on Record
Last Sale$159,000 (Aug 2021)
Tax Bill$1,219 (2025)
Deeds & MortgagesOct 2022 Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-29-35-000000-021010

Property Details

APN / Parcel Number

Primary APN25-29-35-000000-021010
Alternative APNs
  • 352925000000021010
  • 52925000

Interior

Building Area1,064 sqft Living Area
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleMobile Home
Lot Area164,326 sqft
View / LotCommercial/Industrial
PorchPorch
Porch Area64 sqft

Location & Zoning

Street Address595 SUNUP DR
CityBARTOW
StateFL
Zip33830-8928
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR3
Legal DescriptionN 528 FT OF W 330 FT OF NW1/4 OF NE1/4 OF SE1/4
Legal Range25E
Legal Township29S
Legal Section35
Legal SubdivisionDIETZ
Legal Tract000000
Legal Block2
Legal Lot Number3
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2022
Census Tract14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address595 SUNUP DR, BARTOW, FL 33830-8928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
PRIME MERIDIAN BANK
Aug 12, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIME MERIDIAN BANK
Oct 16, 2020Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2021 · Amount on Record
Deed SaleAug 12, 2021 · Amount on Record
Prior SaleOct 16, 2020 · Amount on Record
Deed Document Number2021209982
Deed Book / Page11844 / 1352
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address595 SUNUP DR, BARTOW, FL 33830-8928
Transaction TypeMortgage
Record UpdatedFeb 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address595 SUNUP DR, BARTOW, FL 33830-8928

Mortgage

Document Number0000277258
DateOct 20, 2022
Book Page12456/872
Instrument2022277258
Lender
NamePRIME MERIDIAN BANK
TypeBank
AddressTALLAHASSEE, FL 32312
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateNov 1, 2028
Change FrequencyAnnually
Min Rate At Change6.37%
Max Rate At Change8.37%
Index1-Year CMT
Margin3
Max Rate11.3%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 12, 2021
Property Address595 SUNUP DR, BARTOW, FL 33830-8928
Document Number0000209982
Book / Page11844 / 1352
Instrument DateAug 9, 2021
Instrument2021209982
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyHOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,113.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address550 GROVE DR, BARTOW, FL 33830-1406

Transferred To (Grantee/Buyer)

NameVerified Name
Address595 SUNUP DR, BARTOW, FL 33830-8928

Mortgage

Document Number0118441354
DateAug 12, 2021
Instrument11844/1354
Lender
NamePRIME MERIDIAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateSep 1, 2024
Change FrequencyAnnually
Min Rate At Change5.75%
Max Rate At Change7.75%
Index1-Year CMT
Margin3
Max Rate10.7%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 16, 2020
Property Address595 SUNUP DR, BARTOW, FL 33830-8928
Document Number0114162219
Book / Page011416 / 002219
Instrument DateOct 13, 2020
Instrument219344
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address531 GROVE DR BARTOW FL 338301407, BARTOW, FL 33830-1407

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,310 (-) Land $94,310$94,310 (-) Land $94,310
2025$1,219.00 (+7.97%)$94,310 (+4.17%) Land $94,310$94,310 (+4.17%) Land $94,310
2023$1,129.00 (+12.67%)$90,538 (+2%) Land $90,538$90,538 (+2%) Land $90,538
2022$1,002.00$75,448 Land $75,448$75,448 Land $75,448

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims23 (1979–2022)
Claims Outside the SFHA3 of 23
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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