595 Stokes Rd, Coldwater, MI 49036 Property Records

Branch County property record for 595 Stokes Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	3.16 acres (137,650 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,420 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-023-200-015-01`

Property Details

APN / Parcel Number

Primary APN	`150-023-200-015-01`

Exterior

Lot Area	137,650 sqft (3.16 acres)

Location & Zoning

Street Address	595 STOKES RD
City	COLDWATER
State	MI
Zip	49036-9055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE COR OF S1/2 OF E1/2 SEC 23 BEG 467 FT W TO TRUE POB; TH S 250 FT TH W 55O FT; TH N 250FT TO CEN LN STOKES RD; TH E 250
Legal Range	06W
Legal Township	08S
Legal Section	23
Jurisdiction	BRANCH MI
Township / Civil Division	KINDERHOOK
Census Block Group	3
Census Block	3044
Census Tract	951000

Owner

Source: Branch County records · APN 150-023-200-015-01

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	595 STOKES RD, COLDWATER, MI 49036-9055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Apr 09, 2019	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK
Mar 14, 2019	Intrafamily Transfer, Transfer · Construction Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 13, 2019
Transfer Doc	201901254
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	595 STOKES RD, COLDWATER, MI 49036-9055
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102049
Date	Mar 24, 2021
Instrument	2021-02049

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	LAGRANGE, IN 46761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	595 STOKES RD, COLDWATER, MI 49036-9055
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901796
Date	Apr 09, 2019
Instrument	2019-01796

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	LAGRANGE, IN 46761

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Jan 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Jan 01, 2026
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	6.99%
Index	1-Year CMT
Max Rate	10.9%

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Mar 14, 2019
Property Address	595 STOKES RD, COLDWATER, MI 49036-9055
Document Number	201901254
Instrument Date	Mar 13, 2019
Instrument	2019-01254
Transaction Type	Transfer
Record Updated	Jun 08, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 STOKES RD, COLDWATER, MI 49036-9055

Mortgage

Document Number	201901255
Date	Mar 14, 2019
Instrument	2019-01255

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Kinderhook Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,200 (+26.69%)	$706,400 (+26.69%)
2025	$3,420.00 (+2.64%)	$278,800	$557,600
2024	$3,332.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), as of April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239510003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Defiance Holdings Fixed Wireless	200 / 50
Mercury Broadband Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, DMCI Broadband.

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stokes Rd

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