595 N Elm St, Cannon Beach, OR 97110 Property Records

Clatsop County property record for 595 N Elm St, Cannon Beach, OR 97110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 1933
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,581 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`51020CB01000`

Property Details

APN / Parcel Number

Primary APN	`51020CB01000`
Alternative APN	`5365`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,442 sqft Living Area
Gross Area	1,479 sqft
1st Floor Area	1,442 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1954
Exterior Material	Shingles
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Covered Porch
Porch Area	108 sqft
Deck Area	16 sqft
Patio Area	483 sqft
Shed	1 Shed
Shed Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5365
Street Address	595 N ELM ST
City	CANNON BEACH
State	OR
Zip	97110-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NORTH ANTLER LODGE LT 1 BLK 8
Legal Range	10
Legal Township	05
Legal Section	20
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	NORTH ANTLER LODGE
Legal Block	8
Legal Lot Number	1
Jurisdiction	CLATSOP OR
Township / Civil Division	SEASIDE
Census Block Group	3
Census Block	3051
Census Tract	951100

Owner

595 N Elm St, a single family home, is owned by two individuals.

Source: Clatsop County records, as of November 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 636, CANNON BEACH, OR 97110-0636
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000853741
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	595 N ELM ST, CANNON BEACH, OR 97110-3011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007923
Date	Oct 17, 2019
Instrument	201907923

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 595 N Elm St was $3,581.

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Cannon Beach City
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,581.00	$288,619 Building $288,619	$585,552 Land $296,933 Building $288,619
2023	$3,195.00 (+2.67%)	$272,018 (+3%)	$554,997 (+14.02%) Land $285,512 Building $269,485
2022	$3,112.00	$264,096	$486,754 Land $248,272 Building $238,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 595 N Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 141 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	174 units insured incl. 33 condo units
Nearby Flood Claims	17 (1981–2024)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 4 claims Severe Storms & Flooding, Jan 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 595 N Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANNON BEACH serves 1,710 people · EPA ID OR4100164
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20