595 Monthie Rd, Waco, TX 76705 Property Records

McLennan County property record for 595 Monthie Rd, Waco, TX 76705

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,391 sqft · built 2020
Lot Size	4.98 acres (217,364 sqft)
Owner	Individual Name on Record
Last Sale	$37,100 (Oct 2015)
Tax Bill	$2,947 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-056000-001202-9`

Property Details

APN / Parcel Number

Primary APN	`28-056000-001202-9`
Alternative APNs	`2805600000120290111` `126280`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,391 sqft Living Area
1st Floor Area	2,391 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Material	Metal
Lot Area	217,364 sqft
Porch	Open Porch
Canopy	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	595 MONTHIE RD
City	WACO
State	TX
Zip	76705-6142
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	GARZA F ACRES 4.99
Legal Subdivision	GARZA F
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	1
Census Block	1064
Census Tract	3401

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	595 MONTHIE RD, WACO, TX 76705-6142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY BANK
Oct 12, 2020	Deed of Trust, Construction Loan · Construction Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2015 · Amount on Record
Deed Sale	Oct 26, 2015 · Amount on Record
Deed Document Number	201533584
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	595 MONTHIE RD, WACO, TX 76705-6142
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013355
Date	Apr 27, 2020
Instrument	2020013355

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 27, 2025

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	595 MONTHIE RD, WACO, TX 76705-6142
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028992
Date	Jul 22, 2021
Instrument	2021028992

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Oct 12, 2020
Property Address	595 MONTHIE RD, WACO, TX 76705-6142
Document Number	0000036243
Instrument Date	Oct 9, 2020
Instrument	36243
Transaction Type	Construction Loan
Record Updated	Dec 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	141 HCR 3348 HUBBARD TX 766482900, HUBBARD, TX 76648-2900

Mortgage

Document Number	0000036243
Date	Oct 12, 2020
Instrument	36243

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 11, 2021

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,483 (-6.81%) Land $12,527 Building $292,956	$352,902 (-12.37%) Land $59,946 Building $292,956
2025	$2,947.00 (-3.6%) Homeowner's exemption	$327,802 (+24.57%)	$402,720 (+35.14%) Land $48,670 Building $354,050
2024	$3,057.00 (+14.62%)
2023		$263,140 Land $9,390 Building $253,750	$298,000 Land $44,250 Building $253,750
2022	$2,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PURE WSC serves 1,125 people · EPA ID TX1550039
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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