595 Indian Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 595 Indian Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,710 sqft · built 1973
Lot Size	0.591 acres (25,744 sqft)
Owner	2 Individual Names on File
Last Sale	$654,000 (Jun 2021)
Tax Bill	$16,806 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04503-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`14-04503-0000-00028`
Alternative APNs	`1400681A00002` `140450300028`

Interior

Building Area	2,710 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Lot Area	25,744 sqft (0.591 acres)

Location & Zoning

Old Parcel Number	1400681A00002
Street Address	595 INDIAN RD
City	WAYNE
State	NJ
Zip	07470-4923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Subdivision	WAYNE HILLS ESTATES SEC 01
Legal Block	4503
Legal Lot Number	28
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	246002

Owner

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	595 INDIAN RD, WAYNE, NJ 07470-4923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 24, 2021	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	May 20, 2015 · Amount on Record
Deed Document Number	202141665
Deed Book / Page	4067 / 173
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	595 INDIAN RD, WAYNE, NJ 07470-4923
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 INDIAN RD, WAYNE, NJ 07470-4923

Mortgage

Document Number	0000029778
Date	Sep 5, 2025
Book Page	M19548/220
Instrument	2025029778

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 24, 2021
Property Address	595 INDIAN RD, WAYNE, NJ 07470-4923
Document Number	0000041665
Book / Page	D4067 / 173
Instrument Date	May 28, 2021
Instrument	2021041665
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,289.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 TRACKS CT, 2, TOWACO, NJ 07082-1394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 INDIAN RD, WAYNE, NJ 07470-4923

Mortgage

Document Number	0000041666
Date	Jun 24, 2021
Instrument	2021041666

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,200 (-) Land $120,100 Building $160,100	$280,200 (-) Land $120,100 Building $160,100
2025	$16,806.00 (+0.88%)	$280,200 (-) Land $120,100 Building $160,100	$280,200 (-) Land $120,100 Building $160,100
2024	$16,660.00 (+5.16%)
2023		$280,200 Land $120,100 Building $160,100	$280,200 Land $120,100 Building $160,100
2022	$15,842.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1978–2023)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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