595 Howell Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 595 Howell Ave, Cincinnati, OH 45220

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,361 sqft · built 1909
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$363,900 (Apr 2019)
Tax Bill	$8,349 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`214-0002-0004-00`

Property Details

APN / Parcel Number

Primary APN	`214-0002-0004-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,361 sqft Finished Area
1st Floor Area	998 sqft
2nd Floor Area	884 sqft
Attic	Attic
Attic Area	479 sqft
Basement Area	998 sqft

Exterior

Year Built	Built 1909
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	128 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	595 HOWELL AVE
City	CINCINNATI
State	OH
Zip	45220-1905
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	595 HOWELL AVE 50.02 X 128.41 IRR LOT 24 SO CLIFTON SYND 1ST SUB
Legal Subdivision	CLIFTON SYND 1ST SUB
Legal Lot Number	24
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1008
Census Tract	7200

Owner

595 Howell Ave, a duplex, is owned and occupied by an individual who bought it in April 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	595 HOWELL AVE, CINCINNATI, OH 45220-1905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Conventional with PMI TCF NAT'L BK
Apr 25, 2019	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2019 · Amount on File
Deed Sale	Apr 25, 2019 · Amount on File
Prior Sale	Jan 18, 2000
Deed Document Number	2019-0031178
Deed Book / Page	13904 / 00133
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	595 HOWELL AVE, CINCINNATI, OH 45220-1905
Document Number	0000031409
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 HOWELL AVE CINCINNATI OH 452201905, CINCINNATI, OH 45220-1905

Mortgage

Document Number	0000031409
Date	Apr 3, 2020
Book Page	014139/000125
Instrument	31409

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 25, 2019
Property Address	595 HOWELL AVE, CINCINNATI, OH 45220-1905
Document Number	0000031178
Book / Page	13904 / 00133
Map Reference	MB 8 PG 2
Instrument Date	Apr 18, 2019
Instrument	2019-0031178
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,455.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 HOWELL AVE, CINCINNATI, OH 45220-1905

Mortgage

Document Number	0000031179
Date	Apr 25, 2019
Instrument	2019-0031179

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 595 Howell Ave was $8,349, up 1.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,349.00 (+1.88%)	$133,767 (-) Land $27,507 Building $106,260
2024	$8,195.00 (-1.37%)	$133,767 (-) Land $27,507 Building $106,260
2023	$8,309.00 (-5.67%)	$133,767 (+5.03%) Land $27,507 Building $106,260	$382,190 Land $78,590 Building $303,600
2022	$8,808.00 Homeowner's exemption	$127,366 Land $24,609 Building $102,757
2020			$363,900 Land $70,310 Building $293,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 595 Howell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 595 Howell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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