Calvert County property record for 595 Grantham Dr, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,138 sqft · built 1986 |
| Lot Size | 3.71 acres (161,608 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,500 (May 2016) |
| Tax Bill | $5,890 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-098222 |
| Primary APN | 03-098222 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,138 sqft Total Area |
| Basement Area | 673 sqft |
| Finished Basement | 673 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 161,608 sqft (3.71 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 176 sqft |
| Deck Area | 697 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 098222 |
|---|---|
| Street Address | 595 GRANTHAM DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-9429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 13 SEC 2 GRANTHAM HALL |
| Legal Subdivision | GRANTHAM HALL |
| Legal Lot Number | 13 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 860200 |
595 Grantham Dr is owned and occupied by two individuals who bought it in May 2016.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 595 GRANTHAM DR, OWINGS, MD 20736-9429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2016 · Amount on File |
| Deed Sale | May 5, 2016 · Amount on File |
| Prior Sale | Oct 31, 2005 · Amount on File |
| Deed Book / Page | 4757 / 157 |
| Prior Transfer Date | Feb 23, 2012 |
| Prior Transfer Doc | 0039120406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 595 GRANTHAM DR, OWINGS, MD 20736-9429 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLEMAX LLC |
| Name | Verified Name |
|---|
| Document Number | 0054920066 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 5492/066 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 595 Grantham Dr was $5,890 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $542,267 (+3.23%) | $576,200 (+9.69%) Land $191,400 Building $384,800 | |
| 2025 | $5,890.00 Homeowner's exemption | $525,300 Land $191,400 Building $333,900 | $525,300 Land $191,400 Building $333,900 |
| 2023 | $4,955.00 Homeowner's exemption | $476,967 | $525,300 Land $191,400 Building $333,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 595 Grantham Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 595 Grantham Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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