Prince Edward County property record for 595 Elam Dr, Prospect, VA 23960
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,128 sqft · built 2009 |
| Lot Size | 4.85 acres (211,266 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Mar 2023) |
| Tax Bill | $1,160 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031 12 4 |
| Primary APN | 031 12 4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,128 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 211,266 sqft (4.85 acres) |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 26014 |
|---|---|
| Street Address | 595 ELAM DR |
| City | PROSPECT |
| State | VA |
| Zip | 23960-8198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELAM COUNTRY ESTATES SECTION III LOT 4 |
| Legal Subdivision | ELAM COUNTRY ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | PRINCE EDWARD VA |
| Township / Civil Division | 601 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 930202 |
595 Elam Dr is owned and occupied by two individuals who bought it in March 2023.
Source: Prince Edward County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 595 ELAM DR, PROSPECT, VA 23960-8198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 28, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK |
| Nov 5, 2020 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2023 · Amount on File |
| Deed Sale | Mar 28, 2023 · Amount on File |
| Prior Sale | Nov 5, 2020 · Amount on File |
| Deed Document Number | 2023427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE EDWARD VA |
| Property Address | 595 ELAM DR, PROSPECT, VA 23960-8198 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|
| Document Number | 0202501669 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 202501669 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PRINCE EDWARD VA |
| Recording Date | Mar 28, 2023 |
| Property Address | 595 ELAM DR, PROSPECT, VA 23960-8198 |
| Document Number | 0202300427 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 202300427 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 595 ELAM DR, PROSPECT, VA 23960-8198 |
| Document Number | 0202300428 |
|---|---|
| Date | Mar 28, 2023 |
| Instrument | 202300428 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PRINCE EDWARD VA |
| Recording Date | Nov 5, 2020 |
| Property Address | 595 ELAM DR, PROSPECT, VA 23960-8198 |
| Document Number | 202002141 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 202002141 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 595 ELAM DR, PROSPECT, VA 23960-8198 |
| Document Number | 202002142 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 202002142 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 595 Elam Dr was $1,160, up 8.5% from the year before.
Source: Prince Edward County assessment roll, as of February 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Prince Edward County |
| Unified School District | Prince Edward County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,160.00 (+8.51%) | $289,900 Land $33,600 Building $256,300 | $289,900 Land $33,600 Building $256,300 |
| 2024 | $1,069.00 (+6.16%) | ||
| 2023 | $1,007.00 | $209,800 Land $24,700 Building $185,100 | $209,800 Land $24,700 Building $185,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 595 Elam Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 595 Elam Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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