595 E Railroad Ave, Cotati, CA 94931 Property Records

Sonoma County property record for 595 E Railroad Ave, Cotati, CA 94931 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,539 sqft Living Area
Lot Size18,000 sqft (0.413 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2000)
Tax Bill$8,294.00 (2025)

Property Details

APN / Parcel Number

Primary APN046-234-007-000
Alternative APN
  • 046-234-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,539 sqft Living Area
1st Floor1,539 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area18,000 sqft (0.413 acres)
Parking Spaces5 Parking Spaces
Garage TypeDetached Garage
Garage Area1,360 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage

Location & Zoning

Street Address595 E RAILROAD AVE
CityCOTATI
StateCA
Zip94931-9608
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMAP 10 PG 4 PART OF LOT 124
Legal SubdivisionSUBDIVISION #5 RANCHO COTATI
Legal Block2
Legal Lot Number124
JurisdictionSONOMA CA
Minor Civil DivisionPETALUMA
Census Blockgroup2
Census Block2011
Census Tract151203

Owner

Source: Sonoma County records · APN 046-234-007-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address595 E RAILROAD AVE, COTATI, CA 94931-9608
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
May 05, 2022Deed of Trust, Mortgage · Reverse Mortgage
USDA
May 05, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 23, 2000 · Amount on Record
Deed SaleFeb 23, 2000 · Amount on Record
Deed Doc Number200016579
Last Transfer DateNov 14, 2006
Transfer Doc0000148273
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address595 E RAILROAD AVE, COTATI, CA 94931-9608
Transaction TypeMortgage
Record UpdatedMay 20, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address595 E RAILROAD AVE, COTATI, CA 94931-9608

Mortgage

Document Number0000032321
DateMay 05, 2022
Instrument2022032321
Lender
NameUSDA
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.58%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJun 01, 2022
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year CMT
Max Rate8.58%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address595 E RAILROAD AVE, COTATI, CA 94931-9608
Transaction TypeMortgage
Record UpdatedMay 20, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address595 E RAILROAD AVE, COTATI, CA 94931-9608

Mortgage

Document Number0000032320
DateMay 05, 2022
Instrument2022032320
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.58%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJun 01, 2022
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year CMT
Max Rate8.58%

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictCotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,294.00 (+3.02%) Homeowner's exemption$691,641 (+4.04%) Land $230,542 Building $461,099
2023$8,051.00 (+1.78%) Homeowner's exemption$664,786 Land $221,591 Building $443,195
2022$7,910.00

Flood & Wildfire

595 E Railroad Ave is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Sonoma County (06097C), updated February 15, 2026

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

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