595 Cresthaven Dr, Sandpoint, ID 83864 Property Records

Bonner County property record for 595 Cresthaven Dr, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 5,302 sqft · built 2023
Lot Size	5.85 acres (254,826 sqft)
Owner	2 Individual Names on File
Last Sale	$168,800 (Jul 2017)
Tax Bill	$3,563 (2026)
Deeds & Mortgages	Nov 2023 Reverse Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP027290000070A`

Property Details

APN / Parcel Number

Primary APN	`RP027290000070A`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,302 sqft Finished Area
1st Floor Area	5,302 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	254,826 sqft (5.85 acres)
Garage Type	Mixed
Garage Area	2,016 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	595 CRESTHAVEN DR
City	SANDPOINT
State	ID
Zip	83864-6624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	17-56N-3W RIO HILLS ESTATES LOT 7
Legal Range	03W
Legal Township	56N
Legal Section	17
Legal Subdivision	RIO HILLS ESTATES
Legal Lot Number	7
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	3
Census Block	3066
Census Tract	950402

Owner

595 Cresthaven Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	595 CRESTHAVEN DR, SANDPOINT, ID 83864-6624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jul 14, 2017	Warranty Deed, Transfer · Seller Carry-Back MARITA T STEWART ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Deed Document Number	2017908153
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	595 CRESTHAVEN DR, SANDPOINT, ID 83864-6624
Transaction Type	Mortgage
Record Updated	Nov 29, 2023
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 CRESTHAVEN DR, SANDPOINT, ID 83864-6624

Mortgage

Document Number	0001027419
Date	Nov 9, 2023
Instrument	1027419

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1002 Months
Due	May 27, 2107

Interest

Rate Type	Adjustable Rate
Rate	7.58%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.5%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 14, 2017
Property Address	595 CRESTHAVEN DR, SANDPOINT, ID 83864-6624
Document Number	0000908153
Map Reference	MB 8 PG 87
Instrument Date	Jul 7, 2017
Instrument	908153
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TITLE SANDPOI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 TEAKWOOD PL, COSTA MESA, CA 92626-3722

Mortgage

Document Number	0000908154
Date	Jul 14, 2017
Instrument	908154

Lender

Name	MARITA T STEWART ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	84 Months
Due	Jul 14, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 595 Cresthaven Dr was $3,563 with a homeowner's exemption, up 10.1% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	West Bonner County School District 83 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,563.00 (+10.14%) Homeowner's exemption	$1,208,744 (+2.51%) Land $220,217 Building $988,527	$1,208,744 (+2.51%) Land $220,217 Building $988,527
2025	$3,235.00 Homeowner's exemption	$1,179,108 Land $190,581 Building $988,527	$1,179,108 Land $190,581 Building $988,527
2023	$929.00 Homeowner's exemption	$390,416 Land $311,255 Building $79,161	$390,416 Land $311,255 Building $79,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 595 Cresthaven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 595 Cresthaven Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks.

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