595 Co Rd 174, Cotter, AR 72626 Property Records

Baxter County property record for 595 Co Rd 174, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,327 sqft
Lot Size	8.69 acres (378,613 sqft)
Owner	Individual Name on Record
Last Sale	$18,000 (Apr 2000)
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`002-11026-006`

Property Details

APN / Parcel Number

Primary APN	`002-11026-006`
Alternative APN	`24475`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,327 sqft Living Area
1st Floor Area	1,911 sqft
Flooring	Carpet

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	378,613 sqft (8.69 acres)
Garage Type	Carport
Garage Area	648 sqft
Carport	Carport
Carport Area	648 sqft
Driveway	Concrete Driveway
Driveway Area	520 sqft

Exterior Amenities

Porch	Slab
Porch Area	378 sqft
Deck Area	566 sqft
Utility Building	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	595 COUNTY ROAD 174
City	COTTER
State	AR
Zip	72626-9102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 RIVER VIEW HEIGHTS PHASE 1 AND A50 FT EASEMENT ALONG THE NORTH BOUNDARYOF LOT 6
Legal Range	15
Legal Township	19
Legal Section	13
Legal Subdivision	RIVER VIEW HEIGHTS
Legal Phase	1
Legal Lot Number	6
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	1
Census Block	1077
Census Tract	950900

Owner

Source: Baxter County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	595 COUNTY ROAD 174, COTTER, AR 72626-9102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Aug 27, 2021	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2000 · Amount on Record
Deed Sale	Apr 13, 2000 · Amount on Record
Deed Book / Page	2000 / 3424
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Recording Date	Jun 11, 2026
Property Address	595 COUNTY ROAD 174, COTTER, AR 72626-9102
Document Number	0000005162
Instrument Date	May 22, 2026
Instrument	20265162
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 COUNTY ROAD 174, COTTER, AR 72626-9102

Mortgage

Document Number	0000005162,
Date	Jun 11, 2026
Instrument	20265162

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2056

Interest

Rate	6.23%
Max Rate	-1%

August 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BAXTER AR
Recording Date	Aug 27, 2021
Property Address	595 COUNTY ROAD 174, COTTER, AR 72626-9102
Document Number	L202109881
Instrument Date	Aug 27, 2021
Instrument	L202109881
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 COUNTY ROAD 174, COTTER, AR 72626-9102

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,346.00 (-1.39%) Homeowner's exemption	$48,660 (-) Land $5,000 Building $43,660
2024	$1,365.00 (+0.44%)
2023	$1,359.00 Homeowner's exemption	$48,660 Land $5,000 Building $43,660	$243,300 Land $25,000 Building $218,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 74% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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