595 Clover Rd, Hannibal, MO 63401 Property Records

Marion County property record for 595 Clover Rd, Hannibal, MO 63401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,472 sqft · built 2002
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Jan 2020)
Tax Bill$2,153 (2025)
Deeds & MortgagesDec 2017 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNH11723

Property Details

APN / Parcel Number

Primary APNH11723
Alternative APN
  • 011.06.24.2.02.002.123

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,472 sqft Living Area
Basement Area1,472 sqft
Family RoomFamily Room
FlooringCombination, Other

Exterior

Year BuiltBuilt 2002
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions130 ft deep x 125 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area184 sqft
Deck Area286 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberH11723
Street Address595 CLOVER RD
CityHANNIBAL
StateMO
Zip63401-7006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD THE MEADOWS, ALL LOT 42 DIM DEED-125 X 130.20 IRR
Legal SubdivisionTHE MEADOWS
Legal Lot Number42
JurisdictionMARION MO
Township / Civil DivisionMILLER
Census Block Group3
Census Block3100
Census Tract960100

Owner

595 Clover Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Marion County records, as of March 9, 2026

Owner of Record2 Individual Names on File
Mailing Address595 CLOVER RD, HANNIBAL, MO 63401-7006
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
HNB NATIONAL BANK
Nov 20, 2020Deed of Trust, Mortgage · ARM
HNB BANK
Jan 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
THOMPSON KANE & COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2020 · Amount on File
Deed SaleJan 15, 2020 · Amount on File
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION MO
Property Address595 CLOVER RD, HANNIBAL, MO 63401-7006
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R003588
DateDec 14, 2017
Instrument2017R003588
Lender
NameHNB NATIONAL BANK
TypeBank
AddressHANNIBAL, MO 63401
Agreement
TypeConventional Mortgage
AmountAmount on Record

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION MO
Property Address595 CLOVER RD, HANNIBAL, MO 63401-7006
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R004653
DateNov 20, 2020
Instrument2020R004653
Lender
NameHNB BANK
Agreement
TypeARM
AmountAmount on Record
Term181 Months
DueDec 1, 2035
Interest
Rate TypeAdjustable Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION MO
Property Address595 CLOVER RD, HANNIBAL, MO 63401-7006
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202020R000131
DateJan 16, 2020
Instrument202020R000131
Lender
NameTHOMPSON KANE & COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueFeb 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 595 Clover Rd was $2,153.

Source: Marion County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyMarion County
MunicipalityHannibal City
Unified School DistrictHannibal 60 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,153.00$33,270 Land $2,530 Building $30,740$175,090 Land $13,310 Building $161,780
2023$1,888.00 (+0.21%)$30,240 (-) Land $2,300 Building $27,940$159,170 Land $12,100 Building $147,070
2022$1,884.00$30,240 Land $2,300 Building $27,940
2021$159,170 Land $12,100 Building $147,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 595 Clover Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 595 Clover Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRALLS COUNTY PWSD 1
serves 7,662 people · EPA ID MO2024499
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Chariton Valley Communication
Fiber
1,000 / 1,000

Nearby Properties on Clover Rd

Nearby Streets

Search Property Records by Address or Parcel Number