595 Ash St, Elko, NV 89801 Property Records

Elko County property record for 595 Ash St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1940
Lot Size	0.115 acres (5,009 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Aug 2023)
Tax Bill	$1,092 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-067-009`

Property Details

APN / Parcel Number

Primary APN	`001-067-009`
Alternative APN	`001-067-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	1,578 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	595 ASH ST
City	ELKO
State	NV
Zip	89801-3281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5
Legal Subdivision	FIRST ADDITION
Legal Block	97
Legal Lot Number	23,24
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1048
Census Tract	950800

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	155 SPRING CREEK CT, SPRING CREEK, NV 89815-5325
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 10, 2025	Intrafamily Transfer, Transfer
Aug 4, 2023	Bargain and Sale Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 30, 2019	Grant Deed, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	2023822919
Last Transfer Date	Sep 23, 2025
Transfer Doc	0000856909
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	595 ASH ST, ELKO, NV 89801-3281
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	UNKNOWN, ORTRIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000807259
Date	Jun 22, 2022
Instrument	807259

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Nov 10, 2025
Property Address	595 ASH ST, ELKO, NV 89801-3281
Document Number	0000856909
Instrument Date	Sep 23, 2025
Instrument	856909
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 SPRING CREEK CT, SPRING CREEK, NV 89815-5325
Mail Care Of	TEREN MITTON

August 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Aug 4, 2023
Property Address	595 ASH ST, ELKO, NV 89801-3281
Document Number	0000822919
Instrument Date	May 19, 2023
Instrument	822919
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	UNKNOWN, WFG NEVADA RW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 W CENTENNIAL DR, HUXLEY, IA 50124-5014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3711 SUNDANCE DR, ELKO, NV 89801-4784

Mortgage

Document Number	0000822920
Date	Aug 4, 2023
Instrument	822920

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Jul 30, 2019
Property Address	595 ASH ST, ELKO, NV 89801-3281
Document Number	0000757334
Instrument Date	Jul 17, 2019
Instrument	757334
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$794.82
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 BENTI WAY ELKO NV 898013411, ELKO, NV 89801-3411

Mortgage

Document Number	757335
Date	Jul 30, 2019
Instrument	757335

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,092.00 (+5.41%)	$37,538 (-0.31%) Land $15,050 Building $22,488	$107,251 (-0.31%) Land $43,000 Building $64,251
2025	$1,036.00 (+12.36%)	$37,654 (+40.92%) Land $15,050 Building $22,604	$107,583 (+40.92%) Land $43,000 Building $64,583
2023	$922.00 (+7.96%)	$26,720 (+14.77%) Land $6,125 Building $20,595	$76,343 (+14.77%) Land $17,500 Building $58,843
2022	$854.00	$23,281 Land $6,125 Building $17,156	$66,517 Land $17,500 Building $49,017

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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