San Luis Obispo County property record for 595 Anchor St, Morro Bay, CA 93442 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,545 sqft · built 1930 |
| Lot Size | 0.201 acres (8,764 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,100,000 (Oct 2022) |
| Tax Bill | $12,536 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-144-007 |
| Primary APN | 066-144-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,545 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Construction Type | Wood |
| Lot Area | 8,764 sqft (0.201 acres) |
| Lot Dimensions | 132 ft deep x 44 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 595 ANCHOR ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CY MB TN MORRO BL 11 PTN LT 4 |
| Legal Subdivision | MORRO |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 10602 |
Source: San Luis Obispo County records · APN 066-144-007
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 595 ANCHOR ST, MORRO BAY, CA 93442-2509 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 28, 2022 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 19, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2022 · Amount on Record |
| Deed Sale | Oct 28, 2022 · Amount on Record |
| Deed Document Number | 2022042958 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 28, 2022 |
| Property Address | 595 ANCHOR ST, MORRO BAY, CA 93442-2509 |
| Document Number | 0000042958 |
| Map Reference | MB 2 PG 11 |
| Instrument Date | Oct 03, 2022 |
| Instrument | 2022042958 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 595 ANCHOR ST, MORRO BAY, CA 93442-2509 |
| Document Number | 0000042959 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2022042959 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Nov 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 595 ANCHOR ST, MORRO BAY, CA 93442-2509 |
| Document Number | 0000029903 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 595 ANCHOR ST MORRO BAY CA 934422509, MORRO BAY, CA 93442-2509 |
| Document Number | 0000029903 |
|---|---|
| Date | Jul 07, 2017 |
| Instrument | 29903 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,536.00 (+3.62%) Homeowner's exemption | $1,144,440 (+4.04%) Land $676,260 Building $468,180 |
| 2023 | $12,098.00 (+383.73%) Homeowner's exemption | $1,100,000 Land $650,000 Building $450,000 |
| 2022 | $2,501.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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