Citrus County property record for 5949 W Douneray Loop, Crystal River, FL 34429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,881 sqft · built 1992 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Nov 2018) |
| Tax Bill | $1,978 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17E-18S-25-0120-000B0-033.0 |
| Primary APN | 17E-18S-25-0120-000B0-033.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,881 sqft Living Area |
| 1st Floor Area | 1,881 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 288 sqft |
| Porch | Open Porch |
| Porch Area | 313 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2527765 |
|---|---|
| Old Parcel Number | 2518S17E0120000B00330 |
| Street Address | 5949 W DOUNERAY LOOP |
| City | CRYSTAL RIVER |
| State | FL |
| Zip | 34429-7535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR PLANNED DEVELOPMENT(S |
| Legal Description | MEADOWCREST SINGLE FAMILY 2ND ADD PB 13 PG 65 LOT 33 BLK B |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | MEADOWCREST SINGLE FAMILY 2ND |
| Legal Block | B |
| Legal Lot Number | 33 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | CRYSTAL RIVER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 450306 |
Source: Citrus County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5949 W DOUNERAY LOOP, CRYSTAL RIVER, FL 34429-7535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2024 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Oct 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Aug 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Nov 26, 2018 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2018 · Amount on File |
| Deed Sale | Nov 26, 2018 · Amount on File |
| Prior Sale | Feb 1, 2010 · Amount on File |
| Deed Document Number | 2018058819 |
| Deed Book / Page | 2941 / 0042 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5949 W DOUNERAY LOOP, CRYSTAL RIVER, FL 34429-7535 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5949 W DOUNERAY LOOP, CRYSTAL RIVER, FL 34429-7535 |
| Document Number | 0034351749 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 3435/1749 |
| Instrument | 2024000389 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Jan 2, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5949 W DOUNERAY LOOP, CRYSTAL RIVER, FL 34429-7535 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5949 W DOUNERAY LOOP, CRYSTAL RIVER, FL 34429-7535 |
| Document Number | 0033281159 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 3328/1159 |
| Instrument | 2022071490 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5949 W DOUNERAY LOOP, CRYSTAL RIVER, FL 34429-7535 |
| Document Number | 0030002390 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5949 W DOUNERAY LOOP CRYSTAL RIVER FL 344297535, CRYSTAL RIVER, FL 34429-7535 |
| Document Number | 0030002390 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 003000/002390 |
| Instrument | 45399 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Nov 26, 2018 |
| Property Address | 5949 W DOUNERAY LOOP, CRYSTAL RIVER, FL 34429-7535 |
| Document Number | 0029410042 |
| Book / Page | 2941 / 0042 |
| Map Reference | MB13 PG65 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 2018058819 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | LANDCASTLE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5949 W DOUNERAY LOOP, CRYSTAL RIVER, FL 34429-7535 |
| Document Number | 2018058821 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 2018058821 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,978.00 (+5.83%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $233,112 (-3.07%) Land $10,000 Building $223,112 | $233,112 (-3.07%) Land $10,000 Building $223,112 |
| 2024 | $1,869.00 (+2.92%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $240,507 (+1.07%) Land $10,000 Building $230,507 | $240,507 (+1.07%) Land $10,000 Building $230,507 |
| 2023 | $1,816.00 (+3.18%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $237,967 (+13.67%) Land $10,000 Building $227,967 | $237,967 (+13.67%) Land $10,000 Building $227,967 |
| 2022 | $1,760.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $209,358 Land $9,670 Building $199,688 | $209,358 Land $9,670 Building $199,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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