5949 Rice Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5949 Rice Lake Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2006
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (Sep 2021)
Tax Bill	$2,878 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375-0010-06250`

Property Details

APN / Parcel Number

Primary APN	`375-0010-06250`
Alternative APN	`1117407`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,232 sqft Gross Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	576 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1117407
Street Address	5949 RICE LAKE RD
City	DULUTH
State	MN
Zip	55803-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	S 7 1/2 AC OF NE1/4 OF SE1/4 AND INC N1/2 OFN1/2 OF N1/2 OF N1/2 OF SE1/4 OF SE1/4 SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	31
Legal Subdivision	GNESEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2019
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5949 RICE LAKE RD, DULUTH, MN 55803-9328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Sep 21, 2021	Warranty Deed, Transfer · FHA Mortgage RESULTS MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Jun 11, 2008
Deed Document Number	20211425090
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5949 RICE LAKE RD, DULUTH, MN 55803-9328
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5949 RICE LAKE RD, DULUTH, MN 55803-9328

Mortgage

Document Number	0001520853
Date	Oct 22, 2025
Instrument	1520853

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	58 Months
Due	Aug 22, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 21, 2021
Property Address	5949 RICE LAKE RD, DULUTH, MN 55803-9328
Document Number	0001425090
Instrument Date	Sep 1, 2021
Instrument	1425090
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5949 RICE LAKE RD, DULUTH, MN 55803-9328

Mortgage

Document Number	0001425091
Date	Sep 21, 2021
Instrument	1425091

Lender

Name	RESULTS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,878.00 (+6.75%) Homeowner's exemption
2025	$2,696.00 (+7.5%) Homeowner's exemption	$243,100 (-12.08%) Land $62,400 Building $180,700	$243,100 (-12.08%) Land $62,400 Building $180,700
2024	$2,508.00 (+8.57%)	$276,500 (+28.25%) Land $54,600 Building $221,900	$276,500 (+28.25%) Land $54,600 Building $221,900
2023	$2,310.00 Homeowner's exemption
2022		$215,600 (+61.62%) Land $51,600 Building $164,000	$215,600 (+61.62%) Land $51,600 Building $164,000
2021		$133,400 Land $47,300 Building $86,100	$133,400 Land $47,300 Building $86,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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