5949 Co Rd 120 E, Vernon, TX 76384 Property Records

Wilbarger County property record for 5949 Co Rd 120 E, Vernon, TX 76384

Property Summary

Property Type	Rural Home
Details	4,177 sqft
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,999 (2026)
Deeds & Mortgages	Sep 2022 Construction Loan Sep 2022 Construction Loan + 3 more
APN	`0012-053-0182-051-5`

Property Details

APN / Parcel Number

Primary APN	`0012-053-0182-051-5`
Alternative APN	`115492`

Interior

Building Area	4,177 sqft Living Area

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Account Number	0012-053-0182-051-5
Street Address	5949 COUNTY ROAD 120 E
City	VERNON
State	TX
Zip	76384-9172
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABST 182 BLK 12 SEC 53 H&TC SURVEY W PT OF SW/4
Legal Block	12
Jurisdiction	WILBARGER TX
Township / Civil Division	FARGO-ODELL
Census Block Group	1
Census Block	1173
Census Tract	950300

Owner

Source: Wilbarger County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5949 COUNTY ROAD 120 E, VERNON, TX 76384-9172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Sep 30, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Sep 30, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Sep 19, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Sep 26, 2023	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBARGER TX
Property Address	5949 COUNTY ROAD 120 E, VERNON, TX 76384-9172
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 FAIRWAY BLVD, WICHITA FALLS, TX 76310-2402

Mortgage

Document Number	000763/175
Date	Sep 19, 2022
Book Page	763/175
Instrument	139479

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2023

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBARGER TX
Property Address	5949 COUNTY ROAD 120 E, VERNON, TX 76384-9172
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 FAIRWAY BLVD, WICHITA FALLS, TX 76310-2402

Mortgage

Document Number	000763/623
Date	Sep 30, 2022
Book Page	763/623
Instrument	139563

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2023

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBARGER TX
Property Address	5949 COUNTY ROAD 120 E, VERNON, TX 76384-9172
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000763/614
Date	Sep 30, 2022
Book Page	763/614
Instrument	139562

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBARGER TX
Property Address	5949 COUNTY ROAD 120 E, VERNON, TX 76384-9172
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000763/190
Date	Sep 19, 2022
Book Page	763/190
Instrument	139480

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 29, 2023

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBARGER TX
Property Address	5949 COUNTY ROAD 120 E, VERNON, TX 76384-9172
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000775/503
Date	Sep 26, 2023
Book Page	775/503
Instrument	141698

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Wilbarger County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Wilbarger County
Unified School District	Northside Independent School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,999.00 (+25.84%)	$528,000 (+1%)	$536,940 (+11.86%) Land $21,000 Building $515,940
2025	$7,946.00 (+6,308.06%) Homeowner's exemption	$480,000 (+61.97%) Land $7,200 Building $472,800	$480,000 (+61.97%) Land $7,200 Building $472,800
2023		$296,360 Land $15,000 Building $281,360	$296,360 Land $15,000 Building $281,360
2022	$124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RRA HINDS WILDCAT WATER SYSTEM serves 228 people · EPA ID TX2440005
Water Source	Purchased groundwater from CITY OF VERNON
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Syntrio Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
Southwest Oklahoma Telephone Company Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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