5949 Chapel Rd, Madison, OH 44057 Property Records

Lake County property record for 5949 Chapel Rd, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1950
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$174,900 (Nov 2021)
Tax Bill	$5,095 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-B-112-A-06-063-0`

Property Details

APN / Parcel Number

Primary APN	`01-B-112-A-06-063-0`
Alternative APN	`B 176`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,456 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	372 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	B 176
Street Address	5949 CHAPEL RD
City	MADISON
State	OH
Zip	44057-2462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 17 TRACT 4, LOTS 1, 2, 11 12 TRACT 2 S/L 77 & S/L78
Legal Subdivision	MADISON GOLF LAKELANDS
Legal Tract	2,4
Legal Lot Number	1-2,11 78
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1015
Census Tract	205701

Owner

5949 Chapel Rd is owned and occupied by an individual who bought it in November 2021.

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5949 CHAPEL RD, MADISON, OH 44057-2462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Executor's Deed, Transfer · USDA Mortgage USDA
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jun 10, 2021	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Prior Sale	Jun 10, 2021
Deed Document Number	467618
Record Updated	Jun 7, 2026

November 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LAKE OH
Recording Date	Nov 2, 2021
Property Address	5949 CHAPEL RD, MADISON, OH 44057-2462
Document Number	0000038758
Instrument Date	Nov 2, 2021
Instrument	2021R038758
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5949 CHAPEL RD, MADISON, OH 44057-2462

Mortgage

Document Number	0000038759
Date	Nov 2, 2021
Instrument	2021R038759

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Nov 1, 2054

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5949 CHAPEL RD, MADISON, OH 44057-2462
Document Number	0000028697
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5949 CHAPEL RD MADISON OH 440572462, MADISON, OH 44057-2462

Mortgage

Document Number	0000028697
Date	Oct 24, 2017
Instrument	28697

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate

June 2021: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LAKE OH
Recording Date	Jun 10, 2021
Property Address	5949 CHAPEL RD, MADISON, OH 44057-2462
Document Number	0000019905
Map Reference	VOL E PG 68
Instrument Date	Aug 19, 2017
Instrument	2021R019905
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5949 CHAPEL RD, MADISON, OH 44057-2462

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,095.00 (+80.74%) Homeowner's exemption	$45,840 (-) Land $11,640 Building $34,200
2022	$2,819.00 Homeowner's exemption	$45,840 Land $11,640 Building $34,200
2021			$130,970 Land $33,250 Building $97,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5949 Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5949 Chapel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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