5948 Winding Rd, Fulton, MO 65251 Property Records

Callaway County property record for 5948 Winding Rd, Fulton, MO 65251

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	7.23 acres (315,374 sqft)
Owner	Individual Name on Record
Tax Bill	$21 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-04.0-18.0-00-000-009.011`

Property Details

APN / Parcel Number

Primary APN	`14-04.0-18.0-00-000-009.011`
Alternative APN	`1404018000000000000`

Exterior

Lot Area	315,374 sqft (7.23 acres)

Location & Zoning

Account Number	1404018000000009011
Street Address	5948 WINDING RD
City	FULTON
State	MO
Zip	65251-5848
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	PT S 1/2 LOT 1 SW
Legal Lot Number	1
Jurisdiction	CALLAWAY MO
Township / Civil Division	ROUND PRAIRIE
Census Block Group	1
Census Block	1002
Census Tract	70601

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6042 WINDING RD, FULTON, MO 65251-5849
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · ARM RIVER REGION CREDIT UNION
Dec 23, 2025	Deed of Trust, Mortgage FLAT BRANCH BANK
Dec 21, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage RIVER REGION CREDIT UNION
Dec 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RIVER REGION CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021
Deed Sale	Dec 21, 2021
Deed Document Number	0000496765
Deed Book / Page	496 / 765
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	5948 WINDING RD, FULTON, MO 65251-5848
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000500/104
Date	May 19, 2022
Book Page	500/104
Instrument	202203191

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 1, 2027
Index	5-Year CMT
Margin	3

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	5948 WINDING RD, FULTON, MO 65251-5848
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000524/539
Date	Dec 23, 2025
Book Page	524/539
Instrument	202507242

Lender

Name	FLAT BRANCH BANK

Agreement

Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	5948 WINDING RD, FULTON, MO 65251-5848
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000248/136
Date	Dec 21, 2021
Book Page	248/136
Instrument	202109470

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 21, 2021
Property Address	5948 WINDING RD, FULTON, MO 65251-5848
Document Number	000496/765
Book / Page	496 / 765
Instrument Date	Dec 21, 2021
Instrument	202109469
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6042 WINDING RD, FULTON, MO 65251-5849

Mortgage

Document Number	0202109470
Date	Dec 21, 2021
Instrument	202109470

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21.00	$352 (-)	$2,930 (-)
2024	$21.00	$352 (-)	$2,930 (-)
2023	$21.00	$352 (-)	$2,930 (-)
2022	$21.00	$352 Land $352
2021			$2,930 Land $2,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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