5948 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 5948 Ternes St, Dearborn, MI 48126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,188 sqft · built 1929
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$78,000 (Oct 2010)
Tax Bill$1,619 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN82-10-073-22-002

Property Details

APN / Parcel Number

Primary APN82-10-073-22-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area792 sqft
Basement Area792 sqft
Unfinished Basement792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialBrick
Construction TypeFrame
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions111 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5948 TERNES ST
CityDEARBORN
StateMI
Zip48126-2073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 77 GALT PARK SUB
Legal SubdivisionGALT PARK
Legal Lot Number77
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group2
Census Block2012
Census Tract573300

Owner

Source: Wayne County records · APN 82-10-073-22-002

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5948 TERNES ST, DEARBORN, MI 48126-2073
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
US MORTGAGE CORP
Oct 10, 2017Deed of Trust, Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2010 · Amount on Record
Deed SaleOct 05, 2010 · Amount on Record
Prior SaleJun 07, 2010 · Amount on Record
Deed Document Number2010349008
Deed Book / Page48779 / 806
Prior Transfer DateSep 20, 2010
Prior Transfer Doc0487790806
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address5948 TERNES ST, DEARBORN, MI 48126-2073
Transaction TypeMortgage
Record UpdatedApr 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5948 TERNES ST, DEARBORN, MI 48126-2073

Mortgage

Document Number0564730866
DateMar 01, 2021
Book Page56473/866
Instrument2021076668
Lender
NameUS MORTGAGE CORP
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2036

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address5948 TERNES ST, DEARBORN, MI 48126-2073
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0539930925
DateOct 10, 2017
Book Page53993/0925
Instrument2017326169
Lender
NameCITIZENS BANK NA
TypeBank
AddressRIVERSIDE, RI 02915
Agreement
AmountAmount Recorded
Term299 Months
DueSep 15, 2042

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,619.00 (-15.68%) Homeowner's exemption$84,000 (+14.29%)$168,000 (+14.29%)
2023$73,500$147,000
2019$1,920.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261635733002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1999–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2014

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 909 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0001730, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDEARBORN
serves 109,976 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Ternes St

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