5948 Brainerd Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 5948 Brainerd Rd, Chattanooga, TN 37421

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,700 sqft · built 1982
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Jul 2017 Transfer Jul 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`157L D 005`

Property Details

APN / Parcel Number

Primary APN	`157L D 005`
Alternative APN	`0000097665`

Interior

Stories	1 Story
Building Area	4,700 sqft Total Area

Exterior

Year Built	Built 1982
Exterior Material	Glass
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000097665
Street Address	5948 BRAINERD RD
City	CHATTANOOGA
State	TN
Zip	37421-3549
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C1
Legal Description	SW 1/4 SEC 21 TWP 2S R-3W
Legal Range	03W
Legal Township	02
Legal Section	21
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2007
Census Tract	3400

Owner

5948 Brainerd Rd, a commercial property, is owned by two individuals who acquired it in July 2017.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8411 KEYSTONE CIR, CHATTANOOGA, TN 37421-8328
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jul 19, 2017
Record Updated	Jun 8, 2026

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 19, 2017
Property Address	5948 BRAINERD RD, CHATTANOOGA, TN 37421-3549
Document Number	0000000128
Book / Page	011105 / 000827
Instrument Date	Jul 18, 2017
Instrument	128
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8411 KEYSTONE CIR CHATTANOOGA TN 374218328, CHATTANOOGA, TN 37421-8328

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 19, 2017
Property Address	5948 BRAINERD RD, CHATTANOOGA, TN 37421-3549
Document Number	0000000127
Book / Page	011105 / 000824
Instrument Date	Jul 17, 2017
Instrument	127
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8411 KEYSTONE SIRCLE CHATTANOOGA TN 37421, CHATTANOOGA, TN 37421

Tax Assessment & Valuation

The 2025 property tax bill for 5948 Brainerd Rd was $3,023, down 19.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,023.00 (-19.17%)	$199,480 (+19.31%)	$498,700 (+19.31%) Land $225,000 Building $273,700
2024	$3,740.00	$167,200 (-)	$418,000 (-) Land $217,500 Building $200,500
2023	$3,740.00	$167,200 (-)	$418,000 (-) Land $217,500 Building $200,500
2022	$3,740.00	$167,200	$418,000 Land $217,500 Building $200,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5948 Brainerd Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1979–2009)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2009 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5948 Brainerd Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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