5948 Ard Dr, Youngstown, FL 32466 Property Records

Bay County property record for 5948 Ard Dr, Youngstown, FL 32466

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,248 sqft · built 2002
Lot Size0.401 acres (17,468 sqft)
OwnerOwner Name on File
Last Sale$85,800 (Oct 2003)
Tax Bill$116 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN05227-030-000

Property Details

APN / Parcel Number

Primary APN05227-030-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Heated Area
1st Floor Area1,248 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area17,468 sqft (0.401 acres)
Lot Dimensions175 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
Deck AreaDeck Area
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5948 ARD DR
CityYOUNGSTOWN
StateFL
Zip32466-1904
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeBC08
Legal DescriptionLEISURE ACRES UNIT 1 MAP-140C LOT 30 BLK B ORB 1085 P 1999 ORB 1830
Legal Range13W
Legal Township02S
Legal Section08
Legal SubdivisionLEISURE ACRES 01
Legal BlockB
Legal Lot Number30
Legal Unit1
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group2
Census Block2060
Census Tract302

Owner

The current owner of 5948 Ard Dr bought it in October 2003.

Source: Bay County records, as of January 23, 2026

Owner of RecordOwner Name on File
Mailing Address5948 ARD DR, YOUNGSTOWN, FL 32466-1904
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2003 · Amount on File
Deed SaleOct 22, 2003 · Amount on File
Prior SaleAug 9, 2002 · Amount on File
Deed Document Number2003-078675
Deed Book / Page2355 / 0649
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address5948 ARD DR, YOUNGSTOWN, FL 32466-1904
Transaction TypeMortgage
Record UpdatedMay 24, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5948 ARD DR, YOUNGSTOWN, FL 32466-1904

Mortgage

Document Number0045581135
DateMay 2, 2022
Book Page4558/1135
Instrument2022033083
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term258 Months
DueNov 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 5948 Ard Dr was $116 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$116.00 Homeowner's exemption$34,380$44,173 Land $25,872 Building $18,301
2023$40.00 Homeowner's exemption$26,066 (+3%)$32,239 (+20.25%) Land $18,312 Building $13,927
2022$40.00 Homeowner's exemption$25,307$26,809 Land $14,280 Building $12,529

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5948 Ard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5948 Ard Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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