5947 Rose Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 5947 Rose Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1960
Lot Size	6.34 acres (276,170 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Mar 2026)
Tax Bill	$2,610 (2026)
Deeds & Mortgages	Aug 2024 Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`530-0010-00210`

Property Details

APN / Parcel Number

Primary APN	`530-0010-00210`
Alternative APNs	`1053069` `1148590` `1195313`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,104 sqft Gross Area
1st Floor Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	276,170 sqft (6.34 acres)
Garage Area	624 sqft
Deck Area	456 sqft
Storage Building	480 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1195313
Street Address	5947 ROSE RD
City	DULUTH
State	MN
Zip	55810-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	WLY 208 71/100 FT OF SE 1/4 OF SE 1/4 SERIAL #
Legal Range	16W
Legal Township	50N
Legal Section	01
Legal Subdivision	SOLWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4017
Census Tract	11102

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5947 ROSE RD, DULUTH, MN 55810-9734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 11, 2026	Special Warranty Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC
May 12, 2023	Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP
May 12, 2023	Intrafamily Transfer, Transfer RESULTS TITLE
Jun 22, 2018	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Oct 28, 2025 · Amount on Record
Deed Document Number	20261529092
Prior Transfer Date	Sep 10, 2015
Prior Transfer Doc	0001270389
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5947 ROSE RD, DULUTH, MN 55810-9734
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5947 ROSE RD, DULUTH, MN 55810-9734

Mortgage

Document Number	0001494079
Date	Aug 22, 2024
Instrument	1494079

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2054

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 11, 2026
Property Address	5947 ROSE RD, DULUTH, MN 55810-9734
Document Number	0001529092
Instrument Date	Mar 11, 2026
Instrument	1529092
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TOWNSGATE CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5947 ROSE RD, DULUTH, MN 55810-9734

Mortgage

Document Number	0001529093
Date	Mar 11, 2026
Instrument	1529093

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2023
Property Address	5947 ROSE RD, DULUTH, MN 55810-9734
Document Number	0001466391
Instrument Date	May 2, 2023
Instrument	1466391
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5947 ROSE RD, DULUTH, MN 55810-9734

Mortgage

Document Number	0001466392
Date	May 12, 2023
Instrument	1466392

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2023
Property Address	5947 ROSE RD, DULUTH, MN 55810-9734
Document Number	0001466389
Instrument Date	May 2, 2023
Instrument	1466389
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	RESULTS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5947 ROSE RD, DULUTH, MN 55810-9734

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 22, 2018
Property Address	5947 ROSE RD, DULUTH, MN 55810-9734
Document Number	00A1335136
Instrument Date	Jun 12, 2018
Instrument	A1335136
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5947 ROSE RD DULUTH MN 558109734, DULUTH, MN 55810-9734

Mortgage

Document Number	A1335137
Date	Jun 22, 2018
Instrument	A1335137

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,610.00 (+4.23%)
2025	$2,504.00 (+9.82%)	$268,600 (+8.26%) Land $67,000 Building $201,600	$268,600 (+8.26%) Land $67,000 Building $201,600
2024	$2,280.00	$248,100 (+28.02%) Land $64,500 Building $183,600	$248,100 (+28.02%) Land $64,500 Building $183,600
2022		$193,800 Land $31,200 Building $162,600	$193,800 Land $31,200 Building $162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

May also be available: Midco.

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