5946 NC Highway 55 E, New Bern, NC 28560 Property Records

Pamlico County property record for 5946 NC Highway 55 E, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,419 sqft · built 1948
Lot Size	1.11 acres (48,415 sqft)
Owner	Individual Name on File
Last Sale	$64,500 (Dec 2014)
Tax Bill	$730 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`C051-77`

Property Details

APN / Parcel Number

Primary APN	`C051-77`
Alternative APNs	`6520095779000` `31317`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,419 sqft Finished Area
Flooring	Concrete/Cement
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,415 sqft (1.11 acres)
Garage Type	Carport
Garage Area	468 sqft
Carport	Carport
Carport Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	31317
Street Address	5946 NC HIGHWAY 55 E
City	NEW BERN
State	NC
Zip	28560-5187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH SIDE NC 55 0009010 6520095779000
Jurisdiction	PAMLICO NC
Township / Civil Division	1
Census Block Group	2
Census Block	2004
Census Tract	950101

Owner

5946 NC Highway 55 E is owned and occupied by an individual who bought it in December 2014.

Source: Pamlico County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5946 NC HIGHWAY 55 E, NEW BERN, NC 28560-5187
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2014 · Amount on File
Deed Sale	Dec 8, 2014 · Amount on File
Prior Sale	Jan 9, 2004 · Amount on File
Deed Book / Page	597 / 469
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	5946 NC HIGHWAY 55 E, NEW BERN, NC 28560-5187
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	684/620
Date	Jul 27, 2021
Book Page	684/620

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	5946 NC HIGHWAY 55 E, NEW BERN, NC 28560-5187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	657/584
Date	Jan 31, 2020
Book Page	657/584

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5946 NC Highway 55 E was $730.

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$730.00	$100,473 Land $19,975 Building $80,498	$100,473 Land $19,975 Building $80,498
2023	$710.00	$100,473 Land $19,975 Building $80,498	$100,473 Land $19,975 Building $80,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5946 NC Highway 55 E in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	55 (1985–2018)
Claims Outside the SFHA	4 of 55
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 13 claims Hurricane Irene, Aug 2011 · 18 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5946 NC Highway 55 E is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	PAMLICO COUNTY WATER
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NC Highway 55 E

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