5946 Cemetery Rd, Whitehouse, OH 43571 Property Records

Lucas County property record for 5946 Cemetery Rd, Whitehouse, OH 43571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,331 sqft · built 1998
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$311,000 (Jan 2022)
Tax Bill	$5,555 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`98-40065`

Property Details

APN / Parcel Number

Primary APN	`98-40065`
Alternative APN	`47050001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,331 sqft Living Area
1st Floor Area	1,015 sqft
2nd Floor Area	1,316 sqft
Basement Area	1,015 sqft

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	18,295 sqft (0.419 acres)
Lot Width	200 ft Width
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5946 CEMETERY RD
City	WHITEHOUSE
State	OH
Zip	43571-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23-R1
Legal Description	9 7 26 SE 1/4 W 173 FT E 203 FT N 186.61FT S 311.61 FT AS ME
Legal Subdivision	9 07 26 SE 1/4
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3019
Census Tract	8903

Owner

5946 Cemetery Rd is owned and occupied by an individual who bought it in January 2022.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5946 CEMETERY RD, WHITEHOUSE, OH 43571-9235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Survivorship Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Oct 6, 2021
Deed Document Number	202201250004326
Record Updated	Jun 8, 2026

January 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Jan 25, 2022
Property Address	5946 CEMETERY RD, WHITEHOUSE, OH 43571-9235
Document Number	0000004326
Instrument Date	Jan 18, 2022
Instrument	202201250004326
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	AREA TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5946 CEMETERY RD, WHITEHOUSE, OH 43571-9235

Mortgage

Document Number	0000004327
Date	Jan 25, 2022
Instrument	202201250004327

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Index	1-Year LIBOR

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	5946 CEMETERY RD, WHITEHOUSE, OH 43571-9235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020814
Date	Jun 1, 2020
Instrument	202006010020814

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	5946 CEMETERY RD, WHITEHOUSE, OH 43571-9235
Document Number	0000020533
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5946 CEMETERY RD WHITEHOUSE OH 435719235, WHITEHOUSE, OH 43571-9235

Mortgage

Document Number	0000020533
Date	Jun 1, 2020
Instrument	20533

Lender

Name	PNC BK
Type	Bank
Address	WHITEHOUSE, OH 43571

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5946 Cemetery Rd was $5,555, up 4.6% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Municipality	Whitehouse Village
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,555.00 (+4.59%)	$110,005 (-) Land $17,045 Building $92,960
2024	$5,311.00 (+6.01%)	$110,005 (+19.37%) Land $17,045 Building $92,960	$314,300 Land $48,700 Building $265,600
2023	$5,010.00 (-0.95%)	$92,155 (-) Land $12,425 Building $79,730
2022	$5,058.00 Homeowner's exemption	$92,155 Land $12,425 Building $79,730
2021			$263,300 Land $35,500 Building $227,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5946 Cemetery Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5946 Cemetery Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHOUSE VILLAGE serves 5,200 people · EPA ID OH4801612
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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