Bay County property record for 5945 Watersedge Blvd, Panama City, FL 32404
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.56 acres (24,437 sqft) |
| Owner | Owner Name on File |
| Last Sale | $79,500 (Mar 2009) |
| Tax Bill | $231 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 04033-152-000 |
| Primary APN | 04033-152-000 |
|---|
| Lot Area | 24,437 sqft (0.56 acres) |
|---|---|
| Lot Dimensions | 240 ft deep x 102 ft wide |
| Street Address | 5945 WATERSEDGE BLVD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | WATERS EDGE LOT 52 ORB 2659 P 1319 ORB 3139 P 916 |
| Legal Range | 12W |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | WATERS EDGE |
| Legal Lot Number | 52 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 500 |
The current owner of 5945 Watersedge Blvd bought it in March 2009.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2200 NELSON AVE, PANAMA CITY, FL 32401-4969 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2009 · Amount on File |
| Deed Sale | Mar 24, 2009 · Amount on File |
| Deed Document Number | 2009017144 |
| Deed Book / Page | 3139 / 0916 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5945 Watersedge Blvd was $231.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $231.00 | $29,098 Land $29,098 | $29,098 Land $29,098 |
| 2023 | $123.00 (+8.85%) | $9,850 (-) Land $9,850 | $9,850 (-) Land $9,850 |
| 2022 | $113.00 | $9,850 Land $9,850 | $9,850 Land $9,850 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5945 Watersedge Blvd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 52 (1984–2021) |
| Claims Outside the SFHA | 21 of 52 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5945 Watersedge Blvd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
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