5945 State Rte 296, Cable, OH 43009 Property Records

Champaign County property record for 5945 State Rte 296, Cable, OH 43009 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,708 sqft · built 2001
Lot Size	4.99 acres (217,756 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Feb 2023)
Tax Bill	$5,982 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Feb 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`031038-9`

Property Details

APN / Parcel Number

Primary APN	`031038-9`
Alternative APN	`L43-12-00-54-00-021-02`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,708 sqft Living Area
1st Floor Area	1,588 sqft
Upper Floors Area	1,120 sqft
Basement Area	1,574 sqft
Unfinished Basement	1,574 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	217,756 sqft (4.99 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	258 sqft
Deck Area	216 sqft
Patio Area	336 sqft
Balcony Area	50 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	031038-9
Street Address	5945 STATE ROUTE 296
City	CABLE
State	OH
Zip	43009-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ 3695 9007-10099NEW SURVEY FILED 6/24/19
Legal Subdivision	VIRGINIA MILITARY SURVEY 9007 10099
Legal Tract	7
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1001
Census Tract	10100

Owner

Source: Champaign County records · APN 031038-9

Assessment roll updated March 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5945 STATE ROUTE 296, CABLE, OH 43009-9787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 13, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE-AKRON, FIRST AMERICAN TITLE AKRON
Oct 14, 2022	Deed, Transfer
Apr 06, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Dec 31, 2020	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Sep 21, 2020	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK LOAN MOD SOLUTIONS
Jun 24, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	Apr 06, 2021 · Amount on Record
Deed Document Number	2023610
Deed Book / Page	589 / 2697
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Feb 13, 2023
Property Address	5945 STATE ROUTE 296, CABLE, OH 43009-9787
Document Number	00589/2701
Book / Page	589 / 2701
Instrument Date	Jan 11, 2023
Instrument	202300000611
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5945 STATE ROUTE 296, CABLE, OH 43009-9787

Mortgage

Document Number	202300000612
Date	Feb 13, 2023
Instrument	202300000612

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Feb 13, 2023
Property Address	5945 STATE ROUTE 296, CABLE, OH 43009-9787
Document Number	00589/2697
Book / Page	589 / 2697
Instrument Date	Dec 13, 2022
Instrument	202300000610
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	FIRST AMERICAN TITLE-AKRON, FIRST AMERICAN TITLE AKRON

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1 PARKVIEW PLZ STE 400, 400, OAKBROOK TERRACE, IL 60181-4492
Investor	Possibly a Property Investor

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Oct 14, 2022
Property Address	5945 STATE ROUTE 296, CABLE, OH 43009-9787
Document Number	00587/4959
Book / Page	587 / 4959
Instrument Date	Oct 13, 2022
Instrument	202200005144
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5869 E ST #296 # 296, 296, CABLE, OH 43009

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Apr 06, 2021
Property Address	5945 STATE ROUTE 296, CABLE, OH 43009-9787
Document Number	577/1603
Book / Page	577 / 1603
Instrument Date	Mar 19, 2021
Instrument	202100001820
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	CITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5945 STATE ROUTE 296, CABLE, OH 43009-9787

Mortgage

Document Number	202100001821
Date	Apr 06, 2021
Instrument	202100001821

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	5945 STATE ROUTE 296, CABLE, OH 43009-9787
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	575/2200
Date	Dec 31, 2020
Book Page	575/2200
Instrument	202000006178

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 25, 2045

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	5945 STATE ROUTE 296, CABLE, OH 43009-9787
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5945 STATE ROUTE 296, CABLE, OH 43009-9787

Mortgage

Document Number	573/2672
Date	Sep 21, 2020
Book Page	573/2672
Instrument	202000004269

Lender

Name	SERVICELINK LOAN MOD SOLUTIONS
Type	Non-Lending Institution
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jul 01, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jun 24, 2019
Property Address	5945 STATE ROUTE 296, CABLE, OH 43009-9787
Document Number	566/2681
Book / Page	566 / 2681
Instrument Date	Jun 10, 2019
Instrument	201900002363
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	TEAM TITLE AND CLOSING SERVICES, TEAM TITLE & CLOSING SVC LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5945 STATE ROUTE 296, CABLE, OH 43009-9787

Mortgage

Document Number	201900002364
Date	Jun 24, 2019
Instrument	201900002364

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated March 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Wayne Township
Unified School District	Triad Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,982.00 (-8.07%)	$183,340 (+27.41%) Land $28,390 Building $154,950	$523,820 (+27.4%) Land $81,110 Building $442,710
2024	$6,507.00 (+13.94%) Homeowner's exemption	$143,900 (-) Land $17,100 Building $126,800
2023	$5,711.00 (+0.09%)	$143,900 (-0.06%) Land $17,100 Building $126,800	$411,150 (-) Land $48,870 Building $362,280
2022	$5,706.00	$143,980 Land $17,180 Building $126,800	$411,150 Land $48,870 Building $362,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (39021C), updated September 12, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Brightspeed, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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