5945 Providence Loop, Pensacola, FL 32526 Property Records

Escambia County property record for 5945 Providence Loop, Pensacola, FL 32526

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,270 sqft · built 2010
Lot Size0.133 acres (5,798 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Dec 2023)
Tax Bill$3,223 (2025)
Deeds & MortgagesMay 2026 Mortgage
Dec 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN42-1S-30-4000-037-001

Property Details

APN / Parcel Number

Primary APN42-1S-30-4000-037-001
Alternative APN
  • 41332485

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,270 sqft Living Area
Gross Area1,710 sqft
1st Floor Area1,270 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,798 sqft (0.133 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number41332485
Street Address5945 PROVIDENCE LOOP
CityPENSACOLA
StateFL
Zip32526-2235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHDMU
Legal DescriptionLOT 37 BLOCK A PROVIDENCE MANOR S/D PB 18 P 93 OR 9277 P 1007 OR 9277 P 1009
Legal Range30W
Legal Township01S
Legal Section42
Legal SubdivisionPROVIDENCE MANOR S/D
Legal BlockA
Legal Lot Number37
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1012
Census Tract3310

Owner

Source: Escambia County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5945 PROVIDENCE LOOP, PENSACOLA, FL 32526-2235
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF AMERICA
Dec 11, 2023Warranty Deed, Transfer · Seller Carry-Back
TERRY TILLEY
Jan 31, 2019Warranty Deed, Transfer · VA Mortgage
TRIDENT HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2023 · Amount on Record
Deed SaleDec 11, 2023 · Amount on Record
Prior SaleMar 28, 2022 · Amount on Record
Deed Document Number202397269
Deed Book / Page9078 / 1277
Last Transfer DateFeb 3, 2025
Transfer Doc0092771009
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Recording DateMay 11, 2026
Property Address5945 PROVIDENCE LOOP, PENSACOLA, FL 32526-2235
Document Number0000036482
Book / Page9490 / 356
Instrument DateMay 1, 2026
Instrument202636482
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5945 PROVIDENCE LOOP, PENSACOLA, FL 32526-2235

Mortgage

Document Number0000036482,
DateMay 11, 2026
Book Page9490/356
Instrument202636482
Lender
NameFIRST NATIONAL BANK OF AMERICA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 20, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateDec 11, 2023
Property Address5945 PROVIDENCE LOOP, PENSACOLA, FL 32526-2235
Document Number0090781277
Book / Page9078 / 1277
Map ReferenceMB 18 PG 93
Instrument DateNov 16, 2023
Instrument2023097269
Transaction TypeTransfer
Record UpdatedJan 1, 2024
Title CompanyABSOLUTE TITLE/FLORIDA, ABSOLUTE TITLE OF FLORIDA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5038 QUARTER DECK ST, PENSACOLA, FL 32526-9502

Transferred To (Grantee/Buyer)

NameVerified Name
Address5945 PROVIDENCE LOOP, PENSACOLA, FL 32526-2235

Mortgage

Document Number0090781278
DateDec 11, 2023
Instrument9078/1278
Lender
NameTERRY TILLEY
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateJan 31, 2019
Property Address5945 PROVIDENCE LOOP, PENSACOLA, FL 32526-2235
Document Number0080390201
Book / Page008039 / 000201
Instrument DateJan 31, 2019
Instrument9106
Transaction TypeTransfer
Record UpdatedFeb 11, 2019
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5945 PROVIDENCE LOOP PENSACOLA FL 325262235, PENSACOLA, FL 32526-2235

Mortgage

Document Number80390203
DateJan 31, 2019
Book Page008039/000203
Instrument9107
Lender
NameTRIDENT HM LNS
TypeFunding / Finance Company
AddressGULF BREEZE, FL 32561
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2049

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,223.00 (+6.62%)$218,256 (+63.6%) Land $40,000 Building $178,256$218,256 (+3.48%) Land $40,000 Building $178,256
2024$3,023.00 (+111.25%)
2023$1,431.00 (+2.8%) Homeowner's exemption$133,407 (+3%)$210,913 (+23.56%) Land $40,000 Building $170,913
2022$1,392.00 Homeowner's exemption$129,522$170,702 Land $16,500 Building $154,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

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