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5945 Palermo Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5945 Palermo Dr, Pace, FL 32571 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2013
Square Footage1,817 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$220,000 (2019)
Tax Bill$3,153.00 (2024)

Property Details

APN / Parcel Number

Primary APN28-2N-29-5395-00F00-0110
Alternative APN
  • N29228539500F000110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,817 sqft Living Area
Gross Area2,620 sqft Gross Area
1st Floor1,817 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area10,890 sqft (0.25 acres)
Depth X Width121 ft x 90 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area463 sqft Garage
Porch Area340 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address5945 PALERMO DR
CityPACE
StateFL
Zip32571-8482
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTERRA BELLA LOT 11 BLK F AS DES IN OR 3882 PG 1699 SBJT TO A SIGN ESMNT & 5/ UTILITY ESMNT ALONG R/W OF ALL LOTS IN SUBDIVISION
Legal Range29W
Legal Township2N
Legal Section28
Legal SubdivisionTERRA BELLA
Legal BlockF
Legal Lot Number11
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup2
Census Block2020
Census Tract10303

Owner

Source: Santa Rosa County records · APN 28-2N-29-5395-00F00-0110

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5945 PALERMO DR, MILTON, FL 32571-8482
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Oct 22, 2019Warranty Deed, Transfer
NAVY FCU
Oct 22, 2019Correction Deed
GUARANTEE TITLE/NW FLORIDA INC
Nov 05, 2018Quit Claim Deed, Transfer
Quitclaim Document
Sep 19, 2018Warranty Deed, Transfer · Commercial Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2019 · Amount on Record
Deed SaleOct 22, 2019 · Amount on Record
Prior SaleSep 19, 2018 · Amount on Record
Deed Doc Number201947551
Deed Book / Page3882 / 1699
Prior Transfer DateNov 05, 2018
Prior Transfer Doc0037800015
Record RefreshedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5945 PALERMO DR, PACE, FL 32571-8482
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5945 PALERMO DR, PACE, FL 32571-8482

Mortgage

Document Number0043091722
DateJul 27, 2022
Book Page4309/1722
Instrument202244016
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJun 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 22, 2019
Property Address5945 PALERMO DR, PACE, FL 32571-8482
Document Number0038821699
Book / Page003882 / 001699
Instrument DateOct 18, 2019
Instrument47551
Transaction TypeTransfer
Record UpdatedJan 07, 2020
Title CompanyGUARANTEE TITLE/NW FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5945 PALERMO DR PACE FL 325718482, PACE, FL 32571-8482

Mortgage

Document Number38821701
DateOct 22, 2019
Book Page003882/001701
Instrument47552
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueOct 21, 2049

October 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionSANTA ROSA FL
Recording DateOct 22, 2019
Property Address5945 PALERMO DR, PACE, FL 32571-8482
Document Number0038821698
Book / Page003882 / 001698
Instrument DateOct 08, 2019
Instrument47550
Record UpdatedJan 07, 2020
Title CompanyGUARANTEE TITLE/NW FLORIDA INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5945 PALERMO DR PACE FL 325718482, PACE, FL 32571-8482

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateNov 05, 2018
Property Address5945 PALERMO DR, PACE, FL 32571-8482
Document Number0037800015
Book / Page003780 / 000015
Instrument DateNov 05, 2018
Instrument47412
Transaction TypeTransfer
Record UpdatedDec 05, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5945 PALERMO DR PACE FL 325718482, PACE, FL 32571-8482

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 19, 2018
Property Address5945 PALERMO DR, PACE, FL 32571-8482
Document Number0037670893
Book / Page3767 / 0893
Map ReferenceMB11 PG45
Instrument DateSep 14, 2018
Instrument201840390
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyGUARANTEE TITLE OF NORTHWEST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,484.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5945 PALERMO DR, 5945, MILTON, FL 32571-8482

Transferred To (Grantee/Buyer)

NameVerified Name
Address5945 PALERMO DR, MILTON, FL 32571-8482

Mortgage

Document Number0201840391
DateSep 19, 2018
Instrument201840391
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5945 PALERMO DR, PACE, FL 32571-8482
Document Number0036260089
Book / Page003626 / 000089
Instrument DateMay 18, 2017
Transaction TypeMortgage
Record UpdatedJun 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3969 TUSCANY WAY MILTON FL 325718474, MILTON, FL 32571-8474

Mortgage

Document Number0036260089
DateMay 19, 2017
Book Page003626/000089
Instrument20296
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 18, 2037

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$247,223 (+2.3%) Land $38,000 Building $209,223$247,223 (+2.3%) Land $38,000 Building $209,223
2024$3,153.00 (-2.02%)$241,654 (+1.6%) Land $36,000 Building $205,654$241,654 (+1.6%) Land $36,000 Building $205,654
2023$3,218.00 (+5.54%)$237,839 (+2.49%) Land $34,000 Building $203,839$237,839 (+2.49%) Land $34,000 Building $203,839
2022$3,049.00$232,069$232,069 Land $30,000 Building $202,069

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 820 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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