5945 Lyon Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 5945 Lyon Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2022
Lot Size	0.284 acres (12,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,085 (Feb 2022)
Tax Bill	$4,731 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5220-1508-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5220-1508-0120`
Alternative APNs	`00431054` `431054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,091 sqft
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,366 sqft (0.284 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	400 sqft
Pool Area	450 sqft
Porch	Open Porch
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00431054
Street Address	5945 LYON RD
City	SPRING HILL
State	FL
Zip	34606-1059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 22 BLOCK 1508 LOT 12
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 22
Legal Block	1508
Legal Lot Number	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1019
Census Tract	41201

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5945 LYON RD, SPRING HILL, FL 34606-1059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage RMC HOME MORTGAGE LLC
Jul 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 18, 2020	Loan Modification, Mortgage STEEL CITY TITLE INC, STEEL CTY TITLE INC
Jan 15, 2020	Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC
Nov 6, 2019	Warranty Deed, Transfer NOT AVAILABLE
Oct 25, 2019	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Jan 15, 2020 · Amount on Record
Deed Document Number	202210954
Deed Book / Page	4125 / 1338
Prior Transfer Date	Jun 10, 2020
Prior Transfer Doc	0038600233
Record Updated	Jun 8, 2026

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 9, 2022
Property Address	5945 LYON RD, SPRING HILL, FL 34606-1059
Document Number	0041251338
Book / Page	4125 / 1338
Map Reference	MB 10 PG 31-43
Instrument Date	Feb 4, 2022
Instrument	2022010954
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5945 LYON RD, SPRING HILL, FL 34606-1059

Mortgage

Document Number	0041251339
Date	Feb 9, 2022
Instrument	4125/1339

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 7, 2020
Property Address	5945 LYON RD, SPRING HILL, FL 34606-1059
Document Number	0038600233
Book / Page	003860 / 000233
Instrument Date	Jun 10, 2020
Instrument	40865
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12417 CAVALIER CT HUDSON FL 346692702, HUDSON, FL 34669-2702

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	5945 LYON RD, SPRING HILL, FL 34606-1059
Document Number	0038200655
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743
Investor	Possibly a Property Investor

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 15, 2020
Property Address	5945 LYON RD, SPRING HILL, FL 34606-1059
Document Number	0037960268
Book / Page	003796 / 000268
Instrument Date	Dec 17, 2019
Instrument	3130
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$294.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 6, 2019
Property Address	5945 LYON RD, SPRING HILL, FL 34606-1059
Document Number	0037701038
Book / Page	003770 / 001038
Instrument Date	Nov 4, 2019
Instrument	69956
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18865 STATE ROAD 54 #198 LUTZ FL 335588201, 198, LUTZ, FL 33558-8201

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 25, 2019
Property Address	5945 LYON RD, SPRING HILL, FL 34606-1059
Document Number	0037661644
Book / Page	003766 / 001644
Instrument Date	Oct 24, 2019
Instrument	67825
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	929 SW 3RD ST #1608 MIAMI FL 33130, 1608, MIAMI, FL 33130
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,731.00 (+15.98%) Homeowner's exemption	$322,391 (+4.61%) Land $40,190 Building $282,201	$322,391 (+4.61%) Land $40,190 Building $282,201
2023		$308,187 (+1,139.89%) Land $65,062 Building $243,125
2022	$4,079.00	$24,856 Land $24,856	$308,187 Land $34,007 Building $274,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Tillman Fiber, Verizon.

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