5945 Eagle Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5945 Eagle Lake Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,836 sqft · built 1930
Lot Size	9.4 acres (409,464 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Apr 2007)
Tax Bill	$4,106 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375-0010-07382`

Property Details

APN / Parcel Number

Primary APN	`375-0010-07382`
Alternative APN	`845769`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,836 sqft Gross Area
1st Floor Area	1,404 sqft
Basement Area	230 sqft
Finished Basement	230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	409,464 sqft (9.4 acres)
Garage Area	576 sqft
Deck Area	180 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	845769
Street Address	5945 EAGLE LAKE RD
City	DULUTH
State	MN
Zip	55803-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	S1/2 OF NE1/4 OF SE1/4 EX S 65 FT OF E 100 FT& EX W1/2 & EX S 35 FT OF E1/2 LYING W OF E100 FT SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	35
Legal Subdivision	CHESTER PARK DIVISION
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2028
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5945 EAGLE LAKE RD, DULUTH, MN 55803-9744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Closed-End Mortgage HARBOR POINTE CU
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage HARBOR POINTE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2007 · Amount on Record
Deed Sale	Apr 11, 2007 · Amount on Record
Prior Sale	Jul 30, 2003 · Amount on Record
Deed Document Number	20071048157
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5945 EAGLE LAKE RD, DULUTH, MN 55803-9744
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5945 EAGLE LAKE RD, DULUTH, MN 55803-9744

Mortgage

Document Number	0001422990
Date	Aug 27, 2021
Instrument	1422990

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5945 EAGLE LAKE RD, DULUTH, MN 55803-9744
Document Number	00A1359944
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5945 EAGLE LAKE RD DULUTH MN 558039744, DULUTH, MN 55803-9744

Mortgage

Document Number	00A1359944
Date	Aug 2, 2019
Instrument	A1359944

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2029

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,106.00 (+6.37%) Homeowner's exemption
2025	$3,860.00 (+12.8%) Homeowner's exemption	$438,200 (+15.32%) Land $100,000 Building $338,200	$438,200 (+15.32%) Land $100,000 Building $338,200
2024	$3,422.00	$380,000 (+23.42%) Land $92,500 Building $287,500	$380,000 (+23.42%) Land $92,500 Building $287,500
2022		$307,900 Land $87,000 Building $220,900	$307,900 Land $87,000 Building $220,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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