5945 Clover Ln, Walbridge, OH 43465 Property Records

Wood County property record for 5945 Clover Ln, Walbridge, OH 43465

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,728 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2022)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H28712170301017000`

Property Details

APN / Parcel Number

Primary APN	`H28712170301017000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	2,430 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	464 sqft
Deck Area	320 sqft
Patio Area	360 sqft
Canopy	720 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Street Address	5945 CLOVER LN
City	WALBRIDGE
State	OH
Zip	43465-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT COM 1465.28 N 175 ESWCOR (95X150)
Legal Range	12N
Legal Township	7E
Legal Section	17
Legal Block	1
Jurisdiction	WOOD OH
Township / Civil Division	LAKE
Census Block Group	2
Census Block	2015
Census Tract	20902

Owner

5945 Clover Ln is owned by two individuals who bought it in August 2022.

Source: Wood County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on File
Deed Sale	Aug 29, 2022 · Amount on File
Prior Sale	May 11, 2006 · Amount on File
Deed Document Number	202211783
Prior Transfer Date	May 14, 2010
Prior Transfer Doc	0000007465
Record Updated	Oct 29, 2026

August 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WOOD OH
Recording Date	Aug 29, 2022
Property Address	5945 CLOVER LN, WALBRIDGE, OH 43465-9714
Document Number	0000011783
Instrument Date	Aug 25, 2022
Instrument	202211783
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	LOUISVILLE, LOUISVILLE TTL AGCY FOR NW O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5945 CLOVER LN, WALBRIDGE, OH 43465-9714

Mortgage

Document Number	0000011784
Date	Aug 29, 2022
Instrument	202211784

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5945 Clover Ln was $3,519.

Source: Wood County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Wood County
County Subdivision	Lake Township
Unified School District	Lake Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,519.00 Homeowner's exemption	$70,560 (-) Land $7,455 Building $63,105	$201,600 Land $21,300 Building $180,300
2024	$3,519.00 (+0.26%) Homeowner's exemption	$70,560 (-0.01%) Land $7,455 Building $63,105
2023	$3,510.00 (+17.51%) Homeowner's exemption	$70,570 (+41%) Land $7,460 Building $63,110	$201,600 Land $21,300 Building $180,300
2022	$2,987.00 Homeowner's exemption	$50,050 Land $5,950 Building $44,100
2020			$143,000 Land $17,000 Building $126,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5945 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5945 Clover Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWESTERN W AND SD - TOLEDO SVC AREA serves 19,332 people · EPA ID OH8752812
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Amplex Wireless.

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