5945 Clifton Ave, Saint Louis, MO 63109 Property Records

St. Louis City property record for 5945 Clifton Ave, Saint Louis, MO 63109

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,400 sqft · built 2017
Lot Size	0.103 acres (4,481 sqft)
Owner	2 Individual Names on File
Last Sale	$659,000 (Aug 2025)
Tax Bill	$8,755 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Oct 2021 Mortgage + 5 more
APN	`6391-9-180.000`

Property Details

APN / Parcel Number

Primary APN	`6391-9-180.000`
Alternative APN	`6391-00-0180-0`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,400 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	850 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Traditional
Construction Type	Frame
Lot Area	4,481 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5945 CLIFTON AVE
City	SAINT LOUIS
State	MO
Zip	63109-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	C. B. 6391 CLIFTON AV 60 FT / 62 FT X 70 FT / 82 FT ST LOUIS HILLS ESTS 4 ADDN BLOCK 12 LOT S-60
Legal Subdivision	ST LOUIS HILLS ESTS 4 ADDN
Legal Block	12
Legal Lot Number	S-60
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	6
Census Block	6007
Census Tract	102200

Owner

5945 Clifton Ave is owned and occupied by two individuals who bought it in August 2025.

Source: St. Louis City records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5945 CLIFTON AVE, SAINT LOUIS, MO 63109-3408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 18, 2025	Beneficiary Deed, Transfer
Aug 1, 2025	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 9, 2019	Deed of Trust, Mortgage BANK OF SPRINGFIELD
May 24, 2018	Warranty Deed, Subdivision Related Transfer BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Prior Sale	Aug 1, 2025 · Amount on File
Deed Document Number	202535
Deed Book / Page	182025 / 35
Prior Transfer Date	Aug 15, 2025
Prior Transfer Doc	0000000035
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	5945 CLIFTON AVE, SAINT LOUIS, MO 63109-3408
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3917 BEECHMONT CIR, BELLEVILLE, IL 62226-6053

Mortgage

Document Number	0000000113
Date	Aug 1, 2025
Instrument	08012025-0113

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Max Rate	12.7%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	5945 CLIFTON AVE, SAINT LOUIS, MO 63109-3408
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5945 CLIFTON AVE, SAINT LOUIS, MO 63109-3408

Mortgage

Document Number	0000000110
Date	Oct 15, 2021
Instrument	10152021-0110

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Apr 1, 2051

August 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Aug 18, 2025
Property Address	5945 CLIFTON AVE, SAINT LOUIS, MO 63109-3408
Document Number	0000000035
Instrument Date	Aug 15, 2025
Instrument	08182025-0035
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5945 CLIFTON AVE, SAINT LOUIS, MO 63109-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5945 CLIFTON AVE, SAINT LOUIS, MO 63109-3408

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Aug 1, 2025
Property Address	5945 CLIFTON AVE, SAINT LOUIS, MO 63109-3408
Document Number	0000000111
Instrument Date	Jul 25, 2025
Instrument	08012025-0111
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	INVESTORS TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7706 FALCON OAK DR, SAN ANTONIO, TX 78249-4702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5945 CLIFTON AVE, SAINT LOUIS, MO 63109-3408

Mortgage

Document Number	0000000112
Date	Aug 1, 2025
Instrument	08012025-0112

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	ALTON, IL 62002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	37.5%
Max Rate At Change	77.5%
Max Rate	11.7%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Jun 10, 2022
Property Address	5945 CLIFTON AVE, SAINT LOUIS, MO 63109-3408
Document Number	0000000195
Instrument Date	Jun 3, 2022
Instrument	06102022-0195
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 SILVER ST, DOVER, NH 03820-3950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5945 CLIFTON AVE, SAINT LOUIS, MO 63109-3408

Mortgage

Document Number	0000000196
Date	Jun 10, 2022
Instrument	06102022-0196

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	Other
Max Rate	8.87%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	5945 CLIFTON AVE, SAINT LOUIS, MO 63109-3408
Document Number	0005170006
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5945 CLIFTON AVE ST LOUIS MO 631093408, ST LOUIS, MO 63109-3408

Mortgage

Document Number	0005170006
Date	May 17, 2019
Instrument	190517000006

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	May 24, 2018
Property Address	5945 CLIFTON AVE, SAINT LOUIS, MO 63109-3408
Document Number	0005240158
Instrument Date	May 21, 2018
Instrument	180524000158
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 9, 2018
Title Company	CONTINENTAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5945 CLIFTON AVE ST LOUIS MO 63109, ST LOUIS, MO 63109

Mortgage

Document Number	5240159
Date	May 24, 2018
Instrument	180524000159

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, MO 62703

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5945 Clifton Ave was $8,755.

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,550 (-) Land $4,390 Building $99,160
2025	$8,755.00	$103,550 Land $4,390 Building $99,160	$545,011 Land $23,100 Building $521,911
2023	$7,738.00 (+4.24%)	$93,730 (+4.76%) Land $4,390 Building $89,340	$493,316 Land $23,105 Building $470,211
2022	$7,423.00	$89,470 Land $4,390 Building $85,080
2021			$470,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 5945 Clifton Ave; there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	7 (1979–1983)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5945 Clifton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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