5945 Arrowhead Dr, Waterville, OH 43566 Property Records

Lucas County property record for 5945 Arrowhead Dr, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,780 sqft · built 1962
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$148,500 (Feb 2018)
Tax Bill	$4,585 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-49031`

Property Details

APN / Parcel Number

Primary APN	`38-49031`
Alternative APN	`23044004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	659 sqft
2nd Floor Area	1,121 sqft

Exterior

Year Built	Built 1962
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5945 ARROWHEAD DR
City	WATERVILLE
State	OH
Zip	43566-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	17-RA
Legal Description	CANANDAIGUA HGTS PL 2 LOT 10
Legal Subdivision	CANANDAIGUA HGTS
Legal Tract	90
Legal Lot Number	10
Jurisdiction	LUCAS OH
Township / Civil Division	MONCLOVA
Census Block Group	1
Census Block	1033
Census Tract	9003

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5945 ARROWHEAD DR, WATERVILLE, OH 43566-9739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU
Feb 14, 2018	Warranty Deed, Transfer · Conventional with PMI DIRECTIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2018 · Amount on Record
Deed Sale	Feb 14, 2018 · Amount on Record
Prior Sale	Jun 7, 2016 · Amount on Record
Deed Document Number	18100897
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	5945 ARROWHEAD DR, WATERVILLE, OH 43566-9739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056872
Date	Dec 11, 2020
Instrument	202012110056872

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 14, 2018
Property Address	5945 ARROWHEAD DR, WATERVILLE, OH 43566-9739
Document Number	0000005994
Instrument Date	Feb 6, 2018
Instrument	5994
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	LVL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5945 ARROWHEAD DR WATERVILLE OH 435669739, WATERVILLE, OH 43566-9739

Mortgage

Document Number	5995
Date	Feb 14, 2018
Instrument	5995

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Monclova Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,585.00 (+10.08%)	$84,280 (-) Land $10,780 Building $73,500
2024	$4,165.00 (+37.82%)	$84,280 (+64.26%) Land $10,780 Building $73,500	$240,800 (+64.26%) Land $30,800 Building $210,000
2023	$3,022.00 (-0.23%)	$51,310 (-) Land $6,965 Building $44,345
2022	$3,029.00 Homeowner's exemption	$51,310 Land $6,965 Building $44,345
2021			$146,600 Land $19,900 Building $126,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Amplex Wireless.

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