5944 N State Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 5944 N State Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,520 sqft · built 1995
Lot Size	4.7 acres (204,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,000 (Aug 2003)
Tax Bill	$3,713 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jan 2018 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-21-200-008`

Property Details

APN / Parcel Number

Primary APN	`003-21-200-008`
Alternative APN	`0032120000800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,520 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	204,732 sqft (4.7 acres)
Garage Area	1,128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5944 N STATE RD
City	OWOSSO
State	MI
Zip	48867-9092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 21 T8N R3E COM AT NE COR OF SEC S0006'26!W ALG E'LY LN OF SEC 1009.91 FT S8940'00!W 541.27 FT TO PT ON CLN OF STATE ROAD
Legal Range	03E
Legal Township	08N
Legal Section	21
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1039
Census Tract	30100

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5944 N STATE RD, OWOSSO, MI 48867-9092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Jan 30, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance METRO MORTGAGE CO
Jan 22, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
May 14, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2003 · Amount on Record
Deed Sale	Aug 26, 2003 · Amount on Record
Deed Document Number	20033106268
Deed Book / Page	1044 / 799
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 14, 2026
Property Address	5944 N STATE RD, OWOSSO, MI 48867-9092
Document Number	0003405134
Book / Page	1340 / 536
Instrument Date	Jul 7, 2026
Instrument	20263405134
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5944 N STATE RD, OWOSSO, MI 48867-9092

Mortgage

Document Number	0003405134,
Date	Jul 14, 2026
Book Page	1340/536
Instrument	20263405134

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2056

Interest

Rate	6.52%
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	5944 N STATE RD, OWOSSO, MI 48867-9092
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012420487
Date	Jan 30, 2018
Book Page	1242/487
Instrument	3305852

Lender

Name	METRO MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	5944 N STATE RD, OWOSSO, MI 48867-9092
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5944 N STATE RD, OWOSSO, MI 48867-9092

Mortgage

Document Number	0012770628
Date	Jan 22, 2021
Book Page	1277/628
Instrument	3341364

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	5944 N STATE RD, OWOSSO, MI 48867-9092
Document Number	0012690084
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5944 N STATE RD OWOSSO MI 488679092, OWOSSO, MI 48867-9092

Mortgage

Document Number	0012690084
Date	May 20, 2020
Book Page	001269/000084
Instrument	3332725

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 19, 2040

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	New Haven Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,600 (+7.5%)	$387,200 (+7.5%)
2025	$3,713.00 (+2.54%) Homeowner's exemption	$180,100 (+19.83%)	$360,200 (+19.83%)
2024	$3,621.00 (+9.59%)
2023	$3,304.00 Homeowner's exemption	$150,300	$300,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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