Stearns County property record for 5943 230th St, Saint Cloud, MN 56301
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,701 sqft · built 2001 |
| Lot Size | 23.5 acres (1,024,531 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Oct 2013) |
| Tax Bill | $4,220 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 81-43270-0105 |
| Primary APN | 81-43270-0105 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,701 sqft Living Area |
| Gross Area | 2,331 sqft |
| 1st Floor Area | 1,260 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,024,531 sqft (23.5 acres) |
| Lot Dimensions | 1,282 ft deep x 327 ft wide |
| Garage Type | Attached |
| Garage Area | 1,620 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5943 230TH ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | NOT TO BE SOLD SEPARATE FROM 81.43153.0908, LOTS 2 & 3 BLOCK 1 LESS E 67.92' OF LOT 3 & LESS P/O LOT 3 BLK 1 BEG NW COR-N89D |
| Legal Range | 28W |
| Legal Township | 123 |
| Legal Section | 20 |
| Legal Subdivision | RED WILLOW CREEK |
| Legal Block | 1 |
| Legal Lot Number | 2-3 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. AUGUSTA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 11400 |
Source: Stearns County assessment roll, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5943 230TH ST, SAINT CLOUD, MN 56301-9234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2013 · Amount on Record |
| Deed Sale | Oct 10, 2013 · Amount on Record |
| Deed Document Number | 2013692653 |
| Prior Transfer Date | Oct 9, 2013 |
| Prior Transfer Doc | 0000692653 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 17, 2026 |
| Property Address | 5943 230TH ST, SAINT CLOUD, MN 56301-9234 |
| Document Number | 0001715380 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 20261715380 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 5943 230TH ST, SAINT CLOUD, MN 56301-9234 |
| Document Number | 0001715380, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 20261715380 |
| Name | SENTRY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Jun 24, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Augusta City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,220.00 (+21.47%) | $633,700 (+5.11%) Land $200,300 Building $433,400 | $633,700 (+5.11%) Land $200,300 Building $433,400 |
| 2025 | $602,900 (+5%) Land $190,000 Building $412,900 | $602,900 (+5%) Land $190,000 Building $412,900 | |
| 2023 | $3,474.00 | $574,200 Land $177,600 Building $396,600 | $574,200 Land $177,600 Building $396,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 74% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Fiber | 5,000 / 5,000 |
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