59406 Lone Eagle Rd, Montrose, CO 81403 Property Records

Montrose County property record for 59406 Lone Eagle Rd, Montrose, CO 81403

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,057 sqft · built 2022
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on Record
Last Sale	$64,000 (Aug 2021)
Tax Bill	$4,387 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3765-223-04-002`

Property Details

APN / Parcel Number

Primary APN	`3765-223-04-002`
Alternative APN	`R0021048`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,057 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	64,033 sqft (1.47 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0021048
Street Address	59406 LONE EAGLE RD
City	MONTROSE
State	CO
Zip	81403-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: EAGLE HEIGHTS SUBD FILING NO 1 LOT: 2 S: 22 T: 49 R: 10
Legal Range	10
Legal Township	49
Legal Section	22
Legal Subdivision	EAGLE HEIGHTS SUBD
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	3
Census Block	3010
Census Tract	966602

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59406 LONE EAGLE RD, MONTROSE, CO 81403-8112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Construction Mortgage OWNER CHOICE BUILDER LOANS LLC
Mar 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage ENT CU
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit ENT CU
Aug 13, 2021	Special Warranty Deed, Transfer COLORADO ESCROW AND TITLE, COLORADO ESCROW & TITLE
Aug 31, 2020	Warranty Deed, Transfer · Line of Credit ALPINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Apr 25, 2011 · Amount on Record
Deed Document Number	2021939772
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	59406 LONE EAGLE RD, MONTROSE, CO 81403-8112
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 AMERICAN WAY, MONTROSE, CO 81401-7366

Mortgage

Document Number	0000949245
Date	Apr 13, 2022
Instrument	949245

Lender

Name	OWNER CHOICE BUILDER LOANS LLC
Address	SCOTTSDALE, AZ 85260

Agreement

Type	Construction Mortgage

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	59406 LONE EAGLE RD, MONTROSE, CO 81403-8112
Transaction Type	Mortgage
Record Updated	Jul 20, 2023
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59406 LONE EAGLE RD, MONTROSE, CO 81403-8112

Mortgage

Document Number	0000960440
Date	Mar 28, 2023
Instrument	960440

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	59406 LONE EAGLE RD, MONTROSE, CO 81403-8112
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000960657
Date	Apr 4, 2023
Instrument	960657

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Aug 13, 2021
Property Address	59406 LONE EAGLE RD, MONTROSE, CO 81403-8112
Document Number	0000939772
Map Reference	DOC 781006
Instrument Date	Aug 12, 2021
Instrument	939772
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	COLORADO ESCROW AND TITLE, COLORADO ESCROW & TITLE

Transaction

Amount	Amount Recorded
Tax	$6.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1616 AMERICAN WAY, MONTROSE, CO 81401-7366

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Aug 31, 2020
Property Address	59406 LONE EAGLE RD, MONTROSE, CO 81403-8112
Document Number	0000924694
Map Reference	DOC 781006
Instrument Date	Aug 28, 2020
Instrument	924694
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12618 6100 RD, MONTROSE, CO 81403-9331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 DRAFT HORSE RD, MONTROSE, CO 81401-7683

Mortgage

Document Number	0000924695
Date	Aug 31, 2020
Instrument	924695

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,387.00 (+3.96%)	$67,630 (+14.09%)	$959,190 (+8.42%) Land $130,000 Building $829,190
2024	$4,220.00 (+45.17%)	$59,280 (+40.31%) Land $6,940 Building $52,340
2023	$2,907.00	$42,250 Land $7,650 Building $34,600	$884,700 Land $103,560 Building $781,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPETA WD serves 3,802 people · EPA ID CO0143176
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lone Eagle Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures