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5940 Swallow Dr, Lakeland, FL 33809 Property Records

Polk County property record for 5940 Swallow Dr, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,914 sqft · built 1998
Lot Size0.15 acres (6,547 sqft)
Owner2 Individual Names on Record
Last Sale$332,000 (Apr 2024)
Tax Bill$3,996 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jun 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-27-19-161361-000070

Property Details

APN / Parcel Number

Primary APN24-27-19-161361-000070
Alternative APNs
  • 192724161361000070
  • 92724000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,914 sqft Living Area
Gross Area2,499 sqft
1st Floor Area1,914 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area6,547 sqft (0.15 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area360 sqft
PorchFlorida Room
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5940 SWALLOW DR
CityLAKELAND
StateFL
Zip33809-7634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANDPIPER GOLF AND COUNTRY CLUB PHASE ELEVEN PB 92 PGS 34-35 LOT 7
Legal Range24E
Legal Township27S
Legal Section19
Legal SubdivisionSANDPIPER GOLF AND COUNTRY CLUB PHASE 11
Legal Phase11
Legal Tract161361
Legal Block1
Legal Lot Number7
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1007
Census Tract12207

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5940 SWALLOW DR, LAKELAND, FL 33809-7634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2024Warranty Deed, Transfer · Conventional Mortgage
T2 FINANCIAL LLC
Jun 14, 2023Warranty Deed, Transfer
LAKELAND TITLE LLC
Aug 4, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2024 · Amount on Record
Deed SaleApr 26, 2024 · Amount on Record
Prior SaleJun 14, 2023 · Amount on Record
Deed Document Number202497123
Deed Book / Page13093 / 2210
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 26, 2024
Property Address5940 SWALLOW DR, LAKELAND, FL 33809-7634
Document Number0000097123
Book / Page13093 / 2210
Map ReferenceMB 92 PG 34&35
Instrument DateApr 22, 2024
Instrument2024097123
Transaction TypeTransfer
Record UpdatedMay 8, 2024
Title CompanyGOLDEN RULE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,324.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2093 SALISBURY SQ, WINSTON SALEM, NC 27127-5936

Transferred To (Grantee/Buyer)

NameVerified Name
Address5940 SWALLOW DR, LAKELAND, FL 33809-7634

Mortgage

Document Number0130932212
DateApr 26, 2024
Instrument13093/2212
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

Mortgage

Document Number0000097125
DateApr 26, 2024
Book Page13093/2229
Instrument2024097125
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressATLANTIC BEACH, NC 28512
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 14, 2023
Property Address5940 SWALLOW DR, LAKELAND, FL 33809-7634
Document Number0000139137
Book / Page12728 / 213
Map ReferenceMB 92 PG 34&35
Instrument DateJun 9, 2023
Instrument2023139137
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyLAKELAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5940 SWALLOW DR, LAKELAND, FL 33809-7634

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 4, 2021
Property Address5940 SWALLOW DR, LAKELAND, FL 33809-7634
Document Number0000202939
Book / Page11833 / 1987
Map ReferenceMB 92 PG 34
Instrument DateJul 28, 2021
Instrument2021202939
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyTITLE EXCHANGE/PINELLAS INC, TITLE EXCHANGE OF PINELLAS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,029.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address241 RIVERSIDE DR UNIT 704, 241, DAYTONA BEACH, FL 32117-4977

Transferred To (Grantee/Buyer)

NameVerified Name
Address5940 SWALLOW DR, LAKELAND, FL 33809-7634

Mortgage

Document Number0118331988
DateAug 4, 2021
Instrument11833/1988
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,335 (-3.5%) Land $59,400 Building $201,935$261,335 (-3.5%) Land $59,400 Building $201,935
2025$3,996.00 (+13.04%) Homeowner's exemption$270,820 (+12.02%) Land $59,400 Building $211,420$270,820 (+0.02%) Land $59,400 Building $211,420
2023$3,535.00 (+2.82%)$241,764 (+3%)$270,760 (+15.35%) Land $57,600 Building $213,160
2022$3,438.00 Homeowner's exemption$234,722 Land $47,700 Building $187,022$234,722 Land $47,700 Building $187,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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