El Dorado County property record for 5940 Starkes Grade Rd, Pollock Pines, CA 95726
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 1986 |
| Lot Size | 9.68 acres (422,096 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Dec 2008) |
| Tax Bill | $4,413 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 076-310-034-000 |
| Primary APN | 076-310-034-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Lot Area | 422,096 sqft |
| Terrain | Rolling |
| Patio Area | 1,444 sqft |
| Street Address | 5940 STARKES GRADE RD |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | U |
| Legal Description | PM 6/79/C |
| Legal Subdivision | 6-79, PARCEL MAP |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 31406 |
5940 Starkes Grade Rd, a rural home, is owned and occupied by two individuals who bought it in December 2008.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5940 STARKES GRADE RD, POLLOCK PINES, CA 95726-9592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 15, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2008 · Amount on File |
| Deed Sale | Dec 22, 2008 · Amount on File |
| Prior Sale | Aug 5, 2008 · Amount on File |
| Deed Document Number | 200860435 |
| Prior Transfer Date | Jul 30, 2008 |
| Prior Transfer Doc | 0000038216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 10, 2026 |
| Property Address | 5940 STARKES GRADE RD, POLLOCK PINES, CA 95726-9592 |
| Document Number | 0000018898 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202618898 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5940 STARKES GRADE RD, POLLOCK PINES, CA 95726-9592 |
| Document Number | 0000018898, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202618898 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 5940 STARKES GRADE RD, POLLOCK PINES, CA 95726-9592 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5940 STARKES GRADE RD, POLLOCK PINES, CA 95726-9592 |
| Document Number | 0000029252 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025-0029252 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 5940 Starkes Grade Rd was $4,413, up 4.6% from the year before.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $407,168 (+2%) Land $177,311 Building $229,857 | |
| 2025 | $4,413.00 (+4.57%) | $399,185 Land $173,835 Building $225,350 |
| 2024 | $4,220.00 (+1.93%) | |
| 2023 | $4,140.00 (+1.55%) | $383,686 Land $167,086 Building $216,600 |
| 2022 | $4,077.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5940 Starkes Grade Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5940 Starkes Grade Rd is extreme, ranking above 98% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98% of the US · above 88% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Cal.net, Rocky Ridge Wireless.
4G LTE (outdoors only), no 5G reported
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