5940 S 200 W, Berne, IN 46711 Property Records

Adams County property record for 5940 S 200 W, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	2 bd · 3,269 sqft · built 2018
Lot Size	6.88 acres (299,780 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Dec 2014)
Tax Bill	$3,937 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-08-31-401-003.001-009`

Property Details

APN / Parcel Number

Primary APN	`01-08-31-401-003.001-009`
Alternative APNs	`01112000001785` `01385737951`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,269 sqft Living Area
1st Floor Area	3,269 sqft
Basement Area	1,887 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Material	Metal
Lot Area	299,780 sqft (6.88 acres)
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01385737951
Street Address	5940 S 200 W
City	BERNE
State	IN
Zip	46711-9569
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ELMER A E HILTY SUBD LOT 1 (6.882A)
Legal Subdivision	ELMER A E HILTY SUB
Legal Lot Number	1
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4061
Census Tract	30500

Owner

5940 S 200 W, a rural home, is owned and occupied by an individual who bought it in December 2014.

Source: Adams County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5940 S 200 W, BERNE, IN 46711-9569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Apr 16, 2018	Deed of Trust, Mortgage BANK OF GENEVA
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARM CREDIT MID AMERICA
Dec 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MERCER SAVINGS BANK
Dec 28, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF GENEVA
Oct 22, 2018	Deed of Trust, Mortgage BANK OF GENEVA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2014 · Amount on File
Deed Sale	Dec 29, 2014 · Amount on File
Deed Document Number	20146901517
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5940 S 200 W, BERNE, IN 46711-9569
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026001100
Date	Mar 20, 2026
Instrument	2026001100

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5940 S 200 W, BERNE, IN 46711-9569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001365
Date	Apr 16, 2018
Instrument	2018001365

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount on Record

Interest

Type Change Date	Oct 11, 2018

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5940 S 200 W, BERNE, IN 46711-9569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020005899
Date	Nov 23, 2020
Instrument	2020005899

Lender

Name	FARM CREDIT MID AMERICA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5940 S 200 W, BERNE, IN 46711-9569
Transaction Type	Mortgage
Record Updated	Dec 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004786
Date	Dec 5, 2019
Instrument	2019004786

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5940 S 200 W, BERNE, IN 46711-9569
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018005176
Date	Dec 28, 2018
Instrument	2018005176

Lender

Name	BANK OF GENEVA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5940 S 200 W, BERNE, IN 46711-9569
Transaction Type	Mortgage
Record Updated	Nov 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004182
Date	Oct 22, 2018
Instrument	2018004182

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5940 S 200 W was $3,937 with a homeowner's exemption, up 15.5% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,937.00 (+15.52%) Homeowner's exemption	$423,200 Land $29,200 Building $394,000	$423,200 Land $29,200 Building $394,000
2024	$3,408.00 (+2.62%)
2023	$3,321.00 (+5.16%)	$330,900 (+1.07%) Land $28,300 Building $302,600	$330,900 (+1.07%) Land $28,300 Building $302,600
2022	$3,158.00	$327,400 Land $26,600 Building $300,800	$327,400 Land $26,600 Building $300,800
2020	$2,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5940 S 200 W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5940 S 200 W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless · Fiber in parts of the area	100 / 20
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed, Xfinity.

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