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5940 Holbert Cove Rd, Saluda, NC 28773 Property Records

Polk County property record for 5940 Holbert Cove Rd, Saluda, NC 28773

Property Summary

Property TypeOther Improved
Lot Size16 acres (700,445 sqft)
Owner2 Company Names on Record
Tax Bill$4,121 (2026)
Deeds & MortgagesAug 2025 Mortgage
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APNP32-136

Property Details

APN / Parcel Number

Primary APNP32-136
Alternative APN
  • 55527

Exterior

Lot Area700,445 sqft (16 acres)

Location & Zoning

Account Number55527
Street Address5940 HOLBERT COVE RD
CitySALUDA
StateNC
Zip28773-0076
Property CategoryOther
Property TypeOther > Other Improved
Legal Description0, P32A P32A
JurisdictionPOLK NC
Township / Civil DivisionSALUDA
Census Block Group2
Census Block2028
Census Tract920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5940 HOLBERT COVE RD, SALUDA, NC 28773-0076
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2025Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Nov 21, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 9, 2024
Transfer Doc000487/629
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK NC
Property Address5940 HOLBERT COVE RD, SALUDA, NC 28773-0076
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address594D HOLBERT COVE RD, SALUDA, NC 28773

Mortgage

Document Number00493/1860
DateAug 7, 2025
Book Page493/1860
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2055

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK NC
Recording DateNov 21, 2017
Property Address5940 HOLBERT COVE RD, SALUDA, NC 28773-0076
Document Number00430/0229
Book / Page430 / 0229
Instrument DateNov 20, 2017
Instrument004670440003
Transaction TypeTransfer
Record UpdatedMar 7, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5759 HOLBERT COVE RD, SALUDA, NC 28773-9554

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,121.00 (+58.93%)$698,322 (+56.87%) Land $148,560 Building $549,762$698,322 (+56.87%) Land $148,560 Building $549,762
2025$2,593.00 (+327.18%)$445,146 (+408.78%) Land $148,560 Building $296,586$445,146 (+408.78%) Land $148,560 Building $296,586
2023$607.00$87,493 Land $75,320 Building $12,173
2021$87,493 Land $75,320 Building $12,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Skyrunner
Fixed Wireless		25 / 10
Verizon
Fixed Wireless		25 / 6
AT&T
Fixed Wireless		25 / 3

May also be available: T-Mobile, Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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