5940 E Cumulus Cir, Palmer, AK 99645 Property Records

State of Alaska property record for 5940 E Cumulus Cir, Palmer, AK 99645

Property Summary

Property Type	Single Family Home
Details	3,237 sqft · built 1997
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Last Sale	$527,300 (Aug 2009)
Tax Bill	$10,404 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4584B01L007`

Property Details

APN / Parcel Number

Primary APN	`4584B01L007`
Alternative APNs	`54584B01L007` `36263`

Interior

Stories	2 Stories
Building Area	3,237 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	1,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	58,806 sqft
Garage Area	792 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	54584B01L007
Street Address	5940 E CUMULUS CIR
City	PALMER
State	AK
Zip	99645-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	CLOUDS REST PH I BLOCK 1 LOT 7
Legal Range	01E
Legal Township	17N
Legal Section	20
Legal Subdivision	CLOUDS REST PH I
Legal Block	1
Legal Lot Number	7
Jurisdiction	MATANUSKA-SUSITNA AK
Township / Civil Division	MATANUSKA-SUSITNA
Census Block Group	1
Census Block	1025
Census Tract	1100

Owner

5940 E Cumulus Cir is owned and occupied by two individuals who bought it in August 2009.

Source: State of Alaska records, as of June 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5940 E CUMULUS CIR, PALMER, AK 99645-5906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 16, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2009 · Amount on File
Deed Sale	Aug 20, 2009 · Amount on File
Deed Document Number	200918754-0
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATANUSKA-SUSITNA AK
Property Address	5940 E CUMULUS CIR, PALMER, AK 99645-5906
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005303
Date	Mar 27, 2026
Instrument	2026-005303-0

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATANUSKA-SUSITNA AK
Property Address	5940 E CUMULUS CIR, PALMER, AK 99645-5906
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021235
Date	Jul 16, 2021
Instrument	2021-021235-0

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5940 E Cumulus Cir was $10,404 with a veteran's exemption.

Source: State of Alaska assessment roll, as of June 24, 2026

Property Jurisdictions

Type	Name
State	Alaska
County	Matanuska-Susitna Borough
Unified School District	Matanuska-Susitna Borough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,404.00 Veteran's exemption	$1,189,500 Land $172,500 Building $1,017,000	$1,189,500 Land $172,500 Building $1,017,000
2023	$5,852.00	$729,100 Land $150,000 Building $579,100	$729,100 Land $150,000 Building $579,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5940 E Cumulus Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 29, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5940 E Cumulus Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 77% of Alaska
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASILLA WATER SYSTEM serves 18,492 people · EPA ID AK2224646
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Matanuska Telecom Association Fiber · DSL	1,000 / 200

May also be available: GCI Communication.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Cumulus Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures