Hennepin County property record for 5940 Covington Ter, Minnetonka, MN 55345
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 748 sqft · built 1982 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,500 (Aug 2017) |
| Tax Bill | $3,458 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-117-22-42-0049 |
| Primary APN | 31-117-22-42-0049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 748 sqft Living Area |
| Gross Area | 1,272 sqft |
| 1st Floor Area | 748 sqft |
| Basement Area | 524 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 151 ft deep x 57.1 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Deck Area | 126 sqft |
| Patio Area | 64 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5940 COVINGTON TER |
|---|---|
| City | MINNETONKA |
| State | MN |
| Zip | 55345-6219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 002 BLOCK 004 A COVINGTON HEIGHTS N 57.10 FT OF LOT 2 57.1 X 151 |
| Legal Range | 22 |
| Legal Township | 117 |
| Legal Section | 31 |
| Legal Quarter | 42 |
| Legal Subdivision | COVINGTON HEIGHTS |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNETONKA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 26207 |
5940 Covington Ter is owned and occupied by an individual who bought it in August 2017.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5940 COVINGTON TER, MINNETONKA, MN 55345-6219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BK NA |
| Aug 28, 2017 | Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on File |
| Deed Sale | Aug 28, 2017 · Amount on File |
| Deed Document Number | 201710475064 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 5940 COVINGTON TER, MINNETONKA, MN 55345-6219 |
| Document Number | 0010823971 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 5940 COVINGTON TER MINNETONKA MN 553456219, MINNETONKA, MN 55345-6219 |
| Document Number | 0010823971 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 10823971 |
| Name | GOLDWATER BK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Aug 28, 2017 |
| Property Address | 5940 COVINGTON TER, MINNETONKA, MN 55345-6219 |
| Document Number | 0010475064 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 10475064 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $702.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5940 COVINGTON TER MINNETONKA MN 553456219, MINNETONKA, MN 55345-6219 |
| Document Number | 10475065 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 10475065 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2047 |
The 2025 property tax bill for 5940 Covington Ter was $3,458 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minnetonka City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,458.00 | $272,300 Land $126,500 Building $145,800 | $272,300 Land $126,500 Building $145,800 |
| 2023 | $3,063.00 Homeowner's exemption | ||
| 2022 | $254,000 Land $126,500 Building $127,500 | $254,000 Land $126,500 Building $127,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5940 Covington Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5940 Covington Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Minnetonka serves 54,474 people · EPA ID MN1270031 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Copper | 1.4 mg/L (2017–2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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