5940 Ahakea St, Kapaa, HI 96746 Property Records

State of Hawaii and Kauai County property record for 5940 Ahakea St, Kapaa, HI 96746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1978
Lot Size	0.172 acres (7,477 sqft)
Owner	Individual Name on Record
Last Sale	$1,115,000 (May 2026)
Tax Bill	$4,180 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2026 Sale & Mortgage + 3 more
APN	`4-4-2-013-075`

Property Details

APN / Parcel Number

Primary APN	`4-4-2-013-075`
Alternative APNs	`4-4-2-013-075-0000` `420130750000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	1,712 sqft
1st Floor Area	1,256 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	7,477 sqft (0.172 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	5940 AHAKEA ST
City	KAPAA
State	HI
Zip	96746-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 69 OPAEKAA GARDENS SUBD, 2ND SERIES FP 1513 7477 SF
Legal Subdivision	OPAEKAA GARDENS 02 SERIES
Legal Lot Number	69
Jurisdiction	KAUAI HI
Township / Civil Division	WAILUA-ANAHOLA
Census Block Group	2
Census Block	2006
Census Tract	40205

Owner

Source: State of Hawaii and Kauai County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	567 PUUOPAE RD, KAPAA, HI 96746-9459
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
May 26, 2023	Warranty Deed, Transfer
Oct 18, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KAUAI COMMUNITY FCU
Oct 10, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Jul 28, 2015 · Amount on Record
Deed Book / Page	9644 / 463
Prior Transfer Date	May 30, 1997
Prior Transfer Doc	0000083872
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUAI HI
Property Address	5940 AHAKEA ST, KAPAA, HI 96746-9606
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0A77950406
Date	May 5, 2021
Instrument	A-77950406

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUAI HI
Recording Date	May 28, 2026
Property Address	5940 AHAKEA ST, KAPAA, HI 96746-9606
Document Number	9644000463
Book / Page	9644 / 463
Instrument Date	May 22, 2026
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 PUUOPAE RD, KAPAA, HI 96746-9459

Mortgage

Document Number	9644000464,
Date	May 28, 2026
Book Page	9644/464

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUAI HI
Recording Date	May 26, 2023
Property Address	5940 AHAKEA ST, KAPAA, HI 96746-9606
Document Number	0A85460890
Instrument Date	May 23, 2023
Instrument	A-85460890
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5940 AHAKEA ST, KAPAA, HI 96746-9606

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUAI HI
Property Address	5940 AHAKEA ST, KAPAA, HI 96746-9606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A65000410
Date	Oct 18, 2017
Instrument	A-65000410

Lender

Name	KAUAI COMMUNITY FCU
Type	Credit Union
Address	LIHUE, HI 96766

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUAI HI
Property Address	5940 AHAKEA ST, KAPAA, HI 96746-9606
Document Number	0A65000160
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5940 AHAKEA ST KAPAA HI 967469606, KAPAA, HI 96746-9606

Mortgage

Document Number	0A65000160
Date	Oct 18, 2017
Instrument	A65000160

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

Source: State of Hawaii and Kauai County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Kauai County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$740,600 (-0.6%) Land $468,500 Building $272,100	$740,600 (-0.6%) Land $468,500 Building $272,100
2025	$4,180.00 (+34.06%)	$745,100 (+35.42%) Land $468,500 Building $276,600	$745,100 (+0.12%) Land $468,500 Building $276,600
2024	$3,118.00 (+186.32%)	$550,200 (+3%)	$744,200 (-0.89%)
2023	$1,089.00 Homeowner's exemption	$534,200	$750,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	29 (1981–2024)
Claims Outside the SFHA	5 of 29
Most Recent Claim	Apr 2024 · Severe Storms, Flooding, And Landslides
Claims by Event	Severe Storms, Flooding, And Landslides, Apr 2024 · 9 claims Severe Storms And Flooding, Mar 2020 · 8 claims Hurricane Iniki, Sep 1992 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 74% of Hawaii
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIHUE-KAPAA serves 34,854 people · EPA ID HI0000400
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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